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86

Sompo Holdings, Inc.

8630.TFinancial ServicesTSE

Insurance - Property & Casualty

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Financials · Annual
Revenue
$5.25T
-1.9% YoY
Net Income
$243.13B
-54.1% YoY
Free Cash Flow
$2.19T

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About Sompo Holdings, Inc.

Headquartered within the financial services sector, Sompo Holdings, Inc. focuses on Insurance - Property & Casualty services and products. Sompo Holdings, Inc. provides property and casualty insurance services in Japan and internationally. The $5.32T market capitalization puts 8630.T squarely in mega-cap range for its industry. The company operates through the Domestic Non-Life Insurance Business, Overseas Insurance Business, Domestic Life Insurance Business, and Nursing Care and Seniors Business segments.

Key stats
Market Cap$5.32T
P/E (TTM)8.50
Fwd P/E21.83
EPS$701.26
Beta0.18
52W Change+36.7%
Dividend Yield3.36%
ROE15.8%
Analysis

The balance sheet looks solid with $1.17T in cash comfortably exceeding the $748.02B debt load. A net cash position generally provides financial flexibility during uncertain economic periods. Annual free cash flow of $2.19T supports ongoing capital allocation decisions and provides a cushion against unexpected expenses or downturns. ROE of 15.8% points to strong capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 3.1% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $4.13T (2022) to $5.25T (2025), reflecting a 27% increase over the period.

The relatively low beta of 0.18 suggests 8630.T is a less volatile holding compared to the broader index. No single metric tells the full story. Reviewing 8630.T's risk profile alongside its fundamentals and technical indicators provides a more complete picture.

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