ACI Worldwide, Inc.
ACIWTechnologyNASDAQSoftware - Infrastructure · Last scanned Sep 9, 2026
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Daily timeframeACI Worldwide, Inc. develops, markets, installs, and supports software products and services for facilitating electronic payments in the United States and worldwide. The company carries a $5.25B market cap, placing it firmly in the mid-cap category. It operates through Payment Software, and Billers segments.
Market Cap
$5.25B
Beta
0.98
P/E (TTM)
23.84
P/E (Fwd)
13.36
EPS (TTM)
$2.18
EPS (Fwd)
$3.89
ROE
15.6%
ROA
7.0%
Cash
$167.4M
Total Debt
$863.6M
Free CF
$260.5M
52W Change
5.7%
Annual Financials
Cash vs Debt
Where ACIW stands vs its 150-day and 200-day moving averages
As of the September 3, 2026 close, ACIW finished 13.65% above its 150-day moving average ($46.16) and 13.55% above its 200-day moving average ($46.20). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is ACIW overbought or oversold?
At the September 3, 2026 close, ACIW's RSI(14) was 43.4, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The company holds $167.4M in cash, though total debt stands at $863.6M. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. The company generates $260.5M in free cash flow annually, which funds everything from R&D to shareholder returns without needing external financing. ROE of 15.6% points to strong capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. An ROA of 7.0% suggests reasonable efficiency in deploying the company's asset base. Revenue has grown from $1.42B (2022) to $1.76B (2025), reflecting a 24% increase over the period.
The debt-to-cash ratio suggests meaningful leverage on the balance sheet, a factor worth monitoring if credit conditions tighten. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing ACIW.