ACI Worldwide, Inc.
ACIWTechnologyNASDAQSoftware - Infrastructure · Last scanned May 30, 2026
Scan Results
Daily timeframePart of the technology sector, ACI Worldwide, Inc. (ACIW) is listed under Software - Infrastructure. The $4.44B market capitalization puts ACIW squarely in mid-cap range for its industry. It operates through Payment Software, and Billers segments.
Market Cap
$4.44B
Beta
1.01
P/E (TTM)
22.06
P/E (Fwd)
11.39
EPS (TTM)
$1.98
EPS (Fwd)
$3.83
ROE
13.8%
ROA
6.8%
Cash
$161.8M
Total Debt
$855.0M
Free CF
$261.6M
52W Change
-5.3%
Annual Financials
Cash vs Debt
On the balance sheet, ACIW has $161.8M in cash with $855.0M in obligations. The ability to service this debt comfortably depends on continued operational cash generation. Free cash flow comes in at $261.6M, providing flexibility for reinvestment, buybacks, or dividends. Consistent free cash flow generation is often considered a sign of operational health. Return on equity stands at 13.8%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. An ROA of 6.8% suggests reasonable efficiency in deploying the company's asset base. Revenue has grown from $1.42B (2022) to $1.76B (2025), reflecting a 24% increase over the period.
The debt-to-cash ratio suggests meaningful leverage on the balance sheet, a factor worth monitoring if credit conditions tighten. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for ACI Worldwide, Inc. and its sector.