ACI Worldwide, Inc.
ACIWTechnologyNASDAQSoftware - Infrastructure · Last scanned Jul 18, 2026
Scan Results
Daily timeframePart of the technology sector, ACI Worldwide, Inc. (ACIW) is listed under Software - Infrastructure. The company carries a $5.90B market cap, placing it firmly in the mid-cap category. It operates through Payment Software, and Billers segments.
Market Cap
$5.90B
Beta
0.98
P/E (TTM)
29.63
P/E (Fwd)
15.12
EPS (TTM)
$1.96
EPS (Fwd)
$3.84
ROE
13.8%
ROA
6.8%
Cash
$161.8M
Total Debt
$855.0M
Free CF
$261.6M
52W Change
28.1%
Annual Financials
Cash vs Debt
ACI Worldwide, Inc. carries $855.0M in total debt against $161.8M in cash reserves — debt is roughly 5.3x the cash position. Managing this leverage effectively will be important for long-term financial stability. Free cash flow comes in at $261.6M, providing flexibility for reinvestment, buybacks, or dividends. Consistent free cash flow generation is often considered a sign of operational health. Return on equity stands at 13.8%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. An ROA of 6.8% suggests reasonable efficiency in deploying the company's asset base. Revenue has grown from $1.42B (2022) to $1.76B (2025), reflecting a 24% increase over the period.
ACI Worldwide, Inc. carries a heavier debt load relative to its cash position, which introduces financial risk that investors should weigh. No single metric tells the full story. Reviewing ACIW's risk profile alongside its fundamentals and technical indicators provides a more complete picture.