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AM

AMP Limited

AMP.AXFinancial ServicesASX

Financial Conglomerates

PriceMA150MA200
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Financials · Annual
Revenue
$869.0M
+1.5% YoY
Net Income
$133.0M
-11.3% YoY
EBITDA
$1.75B
-8.7% YoY
Free Cash Flow
$150.2M

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About AMP Limited

Headquartered within the financial services sector, AMP Limited focuses on Financial Conglomerates services and products. AMP Limited provides banking, super, and retirement services in Australia and New Zealand. At a $3.75B market cap, AMP Limited ranks as a mid-cap company within financial services. The company operates through Platforms, Superannuation & Investments, AMP Bank, New Zealand Wealth Management (NZWM), and Group segments.

Key stats
Market Cap$3.75B
P/E (TTM)29.64
Fwd P/E12.16
EPS$0.05
Beta0.32
52W Change+20.5%
Dividend Yield2.61%
ROE3.6%
Analysis

On the balance sheet, AMP.AX has $1.69B in cash with $29.64B in obligations. The ability to service this debt comfortably depends on continued operational cash generation. The company generates $150.2M in free cash flow annually, which funds everything from R&D to shareholder returns without needing external financing. Return on equity stands at 3.6%, which is modest for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 3.1% is on the lower side, which is common in asset-heavy industries. Revenue has pulled back from $1.43B (2022) to $869.0M (2025), a 39% decline worth watching.

AMP.AX's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. Debt significantly exceeds cash reserves, which means the company's financial flexibility could be constrained during economic downturns. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence AMP Limited's trajectory.

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