Challenger Limited
CGF.AXFinancial ServicesASXInsurance - Life
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Daily timeframeHeadquartered within the financial services sector, Challenger Limited focuses on Insurance - Life services and products. Challenger Limited is a publicly owned investment manager. The $6.19B market capitalization puts CGF.AX squarely in mid-cap range for its industry. The company also provides retirement services to its clients.
Market Cap
$6.19B
Beta
0.61
P/E (TTM)
14.47
P/E (Fwd)
12.57
EPS (TTM)
$0.62
EPS (Fwd)
$0.71
ROE
11.6%
ROA
2.4%
Cash
$18.81B
Total Debt
$8.04B
Free CF
$1.02B
52W Change
12.4%
Annual Financials
Cash vs Debt
Challenger Limited holds $18.81B in cash against $8.04B in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. Free cash flow comes in at $1.02B, providing flexibility for reinvestment, buybacks, or dividends. Consistent free cash flow generation is often considered a sign of operational health. ROE of 11.6% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 2.4% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $1.03B (2022) to $2.30B (2025), reflecting a 123% increase over the period.
With a beta below 0.7, Challenger Limited typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. With cash comfortably exceeding debt, CGF.AX has financial flexibility that may help navigate uncertain periods. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Challenger Limited's trajectory.