First Community Corporation
FCCOFinancial ServicesNASDAQBanks - Regional · Last scanned Jun 8, 2026
Scan Results
Daily timeframe1 of 4 indicators bearish as of Jun 5
Headquartered within the financial services sector, First Community Corporation focuses on Banks - Regional services and products. First Community Corporation operates as the bank holding company for First Community Bank that provides various commercial and retail banking products and services to small-to-medium sized. The company carries a $294.7M market cap, placing it firmly in the micro-cap category. It operates through Commercial and Retail Banking, Mortgage Banking, and Investment Advisory and Non-Deposit segments.
Market Cap
$294.7M
Beta
0.36
P/E (TTM)
12.30
P/E (Fwd)
9.92
EPS (TTM)
$2.55
EPS (Fwd)
$3.16
ROE
11.2%
ROA
0.9%
Cash
$217.9M
Total Debt
$117.4M
Free CF
—
52W Change
29.4%
Annual Financials
Cash vs Debt
The balance sheet looks solid with $217.9M in cash comfortably exceeding the $117.4M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. ROE of 11.2% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 0.9% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $55.2M (2022) to $73.4M (2025), reflecting a 33% increase over the period.
With a beta below 0.7, First Community Corporation typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. No single metric tells the full story. Reviewing FCCO's risk profile alongside its fundamentals and technical indicators provides a more complete picture.