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Flushing Financial Corporation

FFICFinancial ServicesNASDAQ

Banks - Regional · Last scanned May 29, 2026

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Financials · Annual
Revenue
$238.9M
+91.5% YoY
Net Income
$18.9M
+160.3% YoY

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About Flushing Financial Corporation

Part of the financial services sector, Flushing Financial Corporation (FFIC) is listed under Banks - Regional. The $540.8M market capitalization puts FFIC squarely in small-cap range for its industry. It offers various deposit products, including checking and savings accounts, money market accounts, non-interest bearing demand accounts, NOW accounts, and certificates of deposit.

Key stats
Market Cap$540.8M
P/E (TTM)15.96
Fwd P/E9.31
EPS$1.00
Beta0.76
52W Change+32.7%
Dividend Yield5.51%
ROE4.9%
Analysis

Flushing Financial Corporation carries $491.5M in total debt against $176.6M in cash reserves — debt is roughly 2.8x the cash position. Managing this leverage effectively will be important for long-term financial stability. Return on equity stands at 4.9%, which is modest for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 0.4% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $253.6M (2022) to $238.9M (2025).

Investors considering Flushing Financial Corporation should weigh the typical risks associated with FFIC's sector, size, and financial profile against their own risk tolerance and investment objectives. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing FFIC.

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