HealthEquity, Inc.
HQYHealthcareNASDAQHealth Information Services · Last scanned Oct 26, 2026
Scan Results
Daily timeframeHealthEquity, Inc. provides technology-enabled services platforms to consumers and employers in the United States. With a market capitalization of $8.58B, it sits in mid-cap territory. It offers health savings accounts (HAS); investment platform; online-only automated investment advisory services through Advisor, a Web-based tool.
Market Cap
$8.58B
Beta
0.24
P/E (TTM)
37.45
P/E (Fwd)
18.86
EPS (TTM)
$2.77
EPS (Fwd)
$5.50
ROE
11.4%
ROA
6.7%
Cash
$256.0M
Total Debt
$971.0M
Free CF
$397.5M
52W Change
7.9%
Annual Financials
Cash vs Debt
Where HQY stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, HQY finished 2.57% above its 150-day moving average ($90.74) and 5.06% above its 200-day moving average ($88.59). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is HQY overbought or oversold?
At the October 20, 2026 close, HQY's RSI(14) was 70.6, in overbought territory (above 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
HealthEquity, Inc. carries $971.0M in total debt against $256.0M in cash reserves — debt is roughly 3.8x the cash position. Managing this leverage effectively will be important for long-term financial stability. Free cash flow comes in at $397.5M, providing flexibility for reinvestment, buybacks, or dividends. Consistent free cash flow generation is often considered a sign of operational health. ROE of 11.4% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. An ROA of 6.7% suggests reasonable efficiency in deploying the company's asset base. Revenue has grown from $861.7M (2023) to $1.31B (2026), reflecting a 52% increase over the period.
The relatively low beta of 0.24 suggests HQY is a less volatile holding compared to the broader index. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for HealthEquity, Inc. and its sector.