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HQ

HealthEquity, Inc.

HQYHealthcareNASDAQ

Health Information Services

PriceMA150MA200
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Indicator snapshot
MA150+3.68%
$87.31

Price above medium-term moving average.

MA200+2.35%
$88.44

Above long-term trend line.

RSI-14neutral
65.6

Balanced. Not overbought, not oversold.

MACDpositive
+0.6399

Histogram positive — upward momentum.

Financials · Annual
Revenue
$1.31B
+9.5% YoY
Net Income
$215.2M
+122.5% YoY
EBITDA
$489.2M
+44.3% YoY
Free Cash Flow
$338.1M

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Daily timeframe
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About HealthEquity, Inc.

Part of the healthcare sector, HealthEquity, Inc. (HQY) is listed under Health Information Services. At a $7.59B market cap, HealthEquity, Inc. ranks as a mid-cap company within healthcare. It offers health savings accounts (HAS); investment platform; online-only automated investment advisory services through Advisor, a Web-based tool.

Key stats
Market Cap$7.59B
P/E (TTM)33.90
Fwd P/E16.91
EPS$2.67
Beta0.19
52W Change-10.0%
ROE10.2%
Analysis

The company holds $318.9M in cash, though total debt stands at $1.00B. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. Free cash flow comes in at $338.1M, providing flexibility for reinvestment, buybacks, or dividends. Consistent free cash flow generation is often considered a sign of operational health. ROE of 10.2% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. An ROA of 6.0% suggests reasonable efficiency in deploying the company's asset base. Revenue has grown from $861.7M (2023) to $1.31B (2026), reflecting a 52% increase over the period.

The relatively low beta of 0.19 suggests HQY is a less volatile holding compared to the broader index. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence HealthEquity, Inc.'s trajectory.

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