Jumia Technologies AG
JMIAConsumer CyclicalNASDAQInternet Retail · Last scanned Jul 18, 2026
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Daily timeframeHeadquartered within the consumer cyclical sector, Jumia Technologies AG focuses on Internet Retail services and products. Jumia Technologies AG operates an e-commerce platform in West Africa, North Africa, East and South Africa, Europe, the United Arab Emirates, and internationally. The company carries a $805.0M market cap, placing it firmly in the small-cap category. The company's platform consists of marketplace that connects sellers with customers; logistics service, which enables the shipment and delivery of packages from sellers to consumers; and payment service with its network of licensed payment service providers and other partners, which facilitates transactions to participants active on the company's platform in selected markets under the Jumia name.
Market Cap
$805.0M
Beta
2.42
P/E (TTM)
—
P/E (Fwd)
-19.12
EPS (TTM)
$-0.51
EPS (Fwd)
$-0.34
ROE
-154.7%
ROA
-25.1%
Cash
$62.6M
Total Debt
$9.7M
Free CF
-$25.7M
52W Change
39.2%
Annual Financials
Cash vs Debt
Jumia Technologies AG holds $62.6M in cash against $9.7M in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. Free cash flow is running at -$25.7M, which bears watching. Negative free cash flow can be acceptable during heavy investment periods but needs to improve over time. ROE of -154.7% points to negative capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. Revenue has been relatively flat, moving from $203.3M (2022) to $188.9M (2025).
Jumia Technologies AG's elevated beta suggests the stock experiences more pronounced price movements than the overall market, which increases both upside potential and downside risk. With cash comfortably exceeding debt, JMIA has financial flexibility that may help navigate uncertain periods. Negative free cash flow means the company is currently spending more than it generates, which may require future fundraising or debt if the trend continues. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Jumia Technologies AG's trajectory.