Lloyds Banking Group plc
LLOY.LFinancial ServicesLSEBanks - Regional
Scan Results
Daily timeframeLloyds Banking Group plc, together with its subsidiaries, provides a range of banking and financial products and services for retail and commercial customers in the United Kingdom. The company carries a $58.79B market cap, placing it firmly in the large-cap category. It operates in three segments: Retail; Commercial Banking; and Insurance, Pensions and Investments.
Market Cap
$58.79B
Beta
0.94
P/E (TTM)
12.64
P/E (Fwd)
8.43
EPS (TTM)
$0.08
EPS (Fwd)
$0.12
ROE
10.8%
ROA
0.5%
Cash
$323.06B
Total Debt
$161.33B
Free CF
—
52W Change
32.1%
Annual Financials
Cash vs Debt
The balance sheet looks solid with $323.06B in cash comfortably exceeding the $161.33B debt load. A net cash position generally provides financial flexibility during uncertain economic periods. Return on equity stands at 10.8%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 0.5% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $16.05B (2022) to $20.03B (2025), reflecting a 25% increase over the period.
With cash comfortably exceeding debt, LLOY.L has financial flexibility that may help navigate uncertain periods. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Lloyds Banking Group plc and its sector.