nib holdings limited
NHF.AXFinancial ServicesASXInsurance - Specialty · Last scanned May 29, 2026
Scan Results
Daily timeframenib holdings limited nib holdings limited, together with its subsidiaries, engages in the underwriting and distribution of private health, life, and living insurance to residents, international students, and visitors in. The $3.30B market capitalization puts NHF.AX squarely in mid-cap range for its industry. The company operates in six segments: Australian Residents Health Insurance, International (Inbound) Health Insurance, New Zealand Insurance, nib Travel, nib Thrive, and nib Health Services.
Market Cap
$3.30B
Beta
0.07
P/E (TTM)
16.85
P/E (Fwd)
14.49
EPS (TTM)
$0.40
EPS (Fwd)
$0.47
ROE
17.9%
ROA
8.3%
Cash
$1.26B
Total Debt
$282.9M
Free CF
$35.0M
52W Change
0.9%
Annual Financials
Cash vs Debt
nib holdings limited holds $1.26B in cash against $282.9M in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. Annual free cash flow of $35.0M supports ongoing capital allocation decisions and provides a cushion against unexpected expenses or downturns. ROE of 17.9% points to strong capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. An ROA of 8.3% suggests reasonable efficiency in deploying the company's asset base. Revenue has grown from $2.74B (2022) to $3.59B (2025), reflecting a 31% increase over the period.
The relatively low beta of 0.07 suggests NHF.AX is a less volatile holding compared to the broader index. With cash comfortably exceeding debt, NHF.AX has financial flexibility that may help navigate uncertain periods. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for nib holdings limited and its sector.