Oscar Health, Inc.
OSCRHealthcareNASDAQHealthcare Plans
Scan Results
Daily timeframePart of the healthcare sector, Oscar Health, Inc. (OSCR) is listed under Healthcare Plans. The $8.77B market capitalization puts OSCR squarely in mid-cap range for its industry. The company offers health plans to individuals, families, employees, and small group markets.
Market Cap
$8.77B
Beta
2.34
P/E (TTM)
—
P/E (Fwd)
19.21
EPS (TTM)
$-0.54
EPS (Fwd)
$1.51
ROE
-2.6%
ROA
0.1%
Cash
$6.80B
Total Debt
$482.2M
Free CF
$1.63B
52W Change
116.8%
Annual Financials
Cash vs Debt
Oscar Health, Inc. holds $6.80B in cash against $482.2M in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. Free cash flow comes in at $1.63B, providing flexibility for reinvestment, buybacks, or dividends. Consistent free cash flow generation is often considered a sign of operational health. Return on equity stands at -2.6%, which is negative for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 0.1% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $4.13B (2022) to $11.70B (2025), reflecting a 184% increase over the period.
A beta of 2.34 means OSCR is more volatile than average. Investors should be prepared for wider price swings relative to broader indices. With cash comfortably exceeding debt, OSCR has financial flexibility that may help navigate uncertain periods. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Oscar Health, Inc.'s trajectory.