Standard Life plc
SDLF.LFinancial ServicesLSEInsurance - Life · Last scanned Jun 3, 2026
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Daily timeframePart of the financial services sector, Standard Life plc (SDLF.L) is listed under Insurance - Life. The $7.67B market capitalization puts SDLF.L squarely in mid-cap range for its industry. It operates through Retirement Solutions, Pensions & Savings, With-Profits, and Europe & Other segments.
Market Cap
$7.67B
Beta
0.91
P/E (TTM)
—
P/E (Fwd)
10.11
EPS (TTM)
$-0.47
EPS (Fwd)
$0.76
ROE
-22.3%
ROA
0.1%
Cash
$4.38B
Total Debt
$7.59B
Free CF
$19.25B
52W Change
17.9%
Annual Financials
Cash vs Debt
The company holds $4.38B in cash, though total debt stands at $7.59B. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. Annual free cash flow of $19.25B supports ongoing capital allocation decisions and provides a cushion against unexpected expenses or downturns. ROE of -22.3% points to negative capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 0.1% is on the lower side, which is common in asset-heavy industries. Revenue has grown from -$23.50B (2022) to $31.84B (2025), reflecting a 235% increase over the period.
As with any equity investment, SDLF.L carries market risk, sector-specific risk, and company-specific risk that investors should evaluate in the context of their own portfolios. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Standard Life plc's trajectory.