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Summerset Group Holdings Limited

SNZ.AXHealthcareASX

Medical Care Facilities

PriceMA150MA200
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Financials · Annual
Revenue
$360.9M
+13.3% YoY
Net Income
$259.7M
-23.6% YoY
EBITDA
$299.1M
-25.4% YoY
Free Cash Flow
-$74.3M

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About Summerset Group Holdings Limited

Summerset Group Holdings Limited, together with its subsidiaries, develops, owns, and operates integrated retirement villages in New Zealand and Australia. The $1.53B market capitalization puts SNZ.AX squarely in small-cap range for its industry. It offers living options and care services to residents.

Key stats
Market Cap$1.53B
P/E (TTM)7.08
Fwd P/E20.32
EPS$0.89
Beta0.31
52W Change-38.3%
Dividend Yield2.84%
ROE8.3%
Analysis

On the balance sheet, SNZ.AX has $26.6M in cash with $1.99B in obligations. The ability to service this debt comfortably depends on continued operational cash generation. Free cash flow is running at -$74.3M, which bears watching. Negative free cash flow can be acceptable during heavy investment periods but needs to improve over time. Return on equity stands at 8.3%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 0.0% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $237.0M (2022) to $360.9M (2025), reflecting a 52% increase over the period.

The relatively low beta of 0.31 suggests SNZ.AX is a less volatile holding compared to the broader index. Debt significantly exceeds cash reserves, which means the company's financial flexibility could be constrained during economic downturns. Negative free cash flow means the company is currently spending more than it generates, which may require future fundraising or debt if the trend continues. No single metric tells the full story. Reviewing SNZ.AX's risk profile alongside its fundamentals and technical indicators provides a more complete picture.

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