Blend Labs, Inc.
BLNDTechnologyNASDAQSoftware - Application · Last scanned May 30, 2026
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Daily timeframeBlend Labs, Inc. provides a cloud-based software platform for financial services firms in the United States, India, and Mexico. With a market capitalization of $433.4M, it sits in small-cap territory. The company offers a suite of products that powers digital-first consumer journeys for mortgages, home equity loans and lines of credit, vehicle loans, rapid home lending, personal loans, credit cards, and deposit accounts; and a suite of add-on products that offers to enhance consumers' journeys to homeownership, such as close, income verification for mortgage and home equity lines of credit, and home equity loans.
Market Cap
$433.4M
Beta
1.03
P/E (TTM)
—
P/E (Fwd)
17.55
EPS (TTM)
$-0.07
EPS (Fwd)
$0.10
ROE
0.3%
ROA
-6.4%
Cash
$59.0M
Total Debt
$1.4M
Free CF
$12.5M
52W Change
-50.8%
Annual Financials
Cash vs Debt
With $59.0M in cash and $1.4M in debt, BLND maintains more liquidity than leverage. This favorable balance sheet position can be an asset when capital markets become less accommodating. Annual free cash flow of $12.5M supports ongoing capital allocation decisions and provides a cushion against unexpected expenses or downturns. ROE of 0.3% points to modest capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. Revenue has been uneven over recent years, ranging from $235.2M to $123.6M.
The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Blend Labs, Inc. and its sector.