Cass Information Systems, Inc.
CASSIndustrialsNASDAQSpecialty Business Services · Last scanned Jul 18, 2026
Scan Results
Daily timeframePart of the industrials sector, Cass Information Systems, Inc. (CASS) is listed under Specialty Business Services. With a market capitalization of $686.3M, it sits in small-cap territory. The company operates in two segments, Information Services and Banking Services.
Market Cap
$686.3M
Beta
0.44
P/E (TTM)
23.18
P/E (Fwd)
15.46
EPS (TTM)
$2.30
EPS (Fwd)
$3.45
ROE
13.2%
ROA
1.4%
Cash
$244.3M
Total Debt
$149.3M
Free CF
$74.7M
52W Change
24.0%
Annual Financials
Cash vs Debt
With $244.3M in cash and $149.3M in debt, CASS maintains more liquidity than leverage. This favorable balance sheet position can be an asset when capital markets become less accommodating. Free cash flow comes in at $74.7M, providing flexibility for reinvestment, buybacks, or dividends. Consistent free cash flow generation is often considered a sign of operational health. Return on equity stands at 13.2%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.4% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $176.0M (2022) to $181.6M (2025).
With a beta below 0.7, Cass Information Systems, Inc. typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Cass Information Systems, Inc.'s trajectory.