Cass Information Systems, Inc.
CASSIndustrialsNASDAQSpecialty Business Services
Scan Results
Daily timeframeHeadquartered within the industrials sector, Cass Information Systems, Inc. focuses on Specialty Business Services services and products. Cass Information Systems, Inc. provides payment and information processing services to manufacturing, distribution, and retail enterprises in the United States. At a $595.8M market cap, Cass Information Systems, Inc. ranks as a small-cap company within industrials. The company operates in two segments, Information Services and Banking Services.
Market Cap
$595.8M
Beta
0.47
P/E (TTM)
19.78
P/E (Fwd)
13.04
EPS (TTM)
$2.34
EPS (Fwd)
$3.55
ROE
13.2%
ROA
1.4%
Cash
$244.3M
Total Debt
$149.3M
Free CF
$74.7M
52W Change
9.4%
Annual Financials
Cash vs Debt
The balance sheet looks solid with $244.3M in cash comfortably exceeding the $149.3M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. Annual free cash flow of $74.7M supports ongoing capital allocation decisions and provides a cushion against unexpected expenses or downturns. ROE of 13.2% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.4% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $176.0M (2022) to $181.6M (2025).
With a beta below 0.7, Cass Information Systems, Inc. typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing CASS.