Corpay, Inc.
CPAYTechnologyNASDAQSoftware - Infrastructure
Scan Results
Daily timeframeCorpay, Inc. operates as a payments company that helps businesses and consumers to manage and pay their expenses. It operates through Corporate Payments, Vehicle Payments, Lodging Payments, and Other segments. The $23.91B market capitalization puts CPAY squarely in large-cap range for its industry. The company offers vehicle payment solutions for fuel, tolls and parking, vehicle compliance, auto insurance and road assistance, fleet maintenance, and long-haul transportation services, as well as prepaid food and transportation vouchers and cards.
Market Cap
$23.91B
Beta
0.88
P/E (TTM)
22.28
P/E (Fwd)
11.96
EPS (TTM)
$16.42
EPS (Fwd)
$30.59
ROE
32.1%
ROA
6.2%
Cash
$2.55B
Total Debt
$10.48B
Free CF
$2.10B
52W Change
10.2%
Annual Financials
Cash vs Debt
Corpay, Inc. carries $10.48B in total debt against $2.55B in cash reserves — debt is roughly 4.1x the cash position. Managing this leverage effectively will be important for long-term financial stability. Free cash flow comes in at $2.10B, providing flexibility for reinvestment, buybacks, or dividends. Consistent free cash flow generation is often considered a sign of operational health. ROE of 32.1% points to exceptionally high capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. An ROA of 6.2% suggests reasonable efficiency in deploying the company's asset base. Revenue has grown from $3.43B (2022) to $4.53B (2025), reflecting a 32% increase over the period.
As with any equity investment, CPAY carries market risk, sector-specific risk, and company-specific risk that investors should evaluate in the context of their own portfolios. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Corpay, Inc.'s trajectory.