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Corpay, Inc.

CPAYTechnologyNASDAQ

Software - Infrastructure

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Financials · Annual
Revenue
$4.53B
+13.9% YoY
Net Income
$1.07B
+6.6% YoY
EBITDA
$2.34B
+10.4% YoY
Free Cash Flow
$2.10B

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About Corpay, Inc.

Part of the technology sector, Corpay, Inc. (CPAY) is listed under Software - Infrastructure. At a $23.80B market cap, Corpay, Inc. ranks as a large-cap company within technology. The company offers vehicle payment solutions for fuel, tolls and parking, vehicle compliance, auto insurance and road assistance, fleet maintenance, and long-haul transportation services, as well as prepaid food and transportation vouchers and cards.

Key stats
Market Cap$23.80B
P/E (TTM)21.79
Fwd P/E11.90
EPS$16.71
Beta0.82
52W Change+11.7%
ROE32.1%
Analysis

On the balance sheet, CPAY has $2.55B in cash with $10.48B in obligations. The ability to service this debt comfortably depends on continued operational cash generation. Annual free cash flow of $2.10B supports ongoing capital allocation decisions and provides a cushion against unexpected expenses or downturns. ROE of 32.1% points to exceptionally high capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. An ROA of 6.2% suggests reasonable efficiency in deploying the company's asset base. Revenue has grown from $3.43B (2022) to $4.53B (2025), reflecting a 32% increase over the period.

As with any equity investment, CPAY carries market risk, sector-specific risk, and company-specific risk that investors should evaluate in the context of their own portfolios. No single metric tells the full story. Reviewing CPAY's risk profile alongside its fundamentals and technical indicators provides a more complete picture.

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