Dave Inc.
DAVETechnologyNASDAQSoftware - Application
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Daily timeframeHeadquartered within the technology sector, Dave Inc. focuses on Software - Application services and products. Dave Inc. provides various financial products and services through its financial services platform in the United States. At a $4.52B market cap, Dave Inc. ranks as a mid-cap company within technology. It offers Budget, personal financial management tool that helps members anticipate upcoming transactions and receive notifications by utilizing historical bank account data to identify recurring charges; ExtraCash, a form of a discretionary overdraft to bridge liquidity gaps between paycheck; Side Hustle, a job application portal to find supplemental or temporary work.
Market Cap
$4.52B
Beta
3.93
P/E (TTM)
22.86
P/E (Fwd)
15.93
EPS (TTM)
$15.51
EPS (Fwd)
$22.26
ROE
104.8%
ROA
31.0%
Cash
$254.1M
Total Debt
$268.5M
Free CF
$167.2M
52W Change
38.5%
Annual Financials
Cash vs Debt
Where DAVE stands vs its 150-day and 200-day moving averages
As of the October 8, 2026 close, DAVE finished 13.76% above its 150-day moving average ($303.12) and 24.90% above its 200-day moving average ($276.08). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is DAVE overbought or oversold?
At the October 8, 2026 close, DAVE's RSI(14) was 46.4, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Dave Inc. carries $268.5M in total debt against $254.1M in cash reserves — debt is modestly above the cash position. Managing this leverage effectively will be important for long-term financial stability. Free cash flow comes in at $167.2M, providing flexibility for reinvestment, buybacks, or dividends. Consistent free cash flow generation is often considered a sign of operational health. ROE of 104.8% points to exceptionally high capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. Return on assets of 31.0% further supports the picture of efficient asset utilization. Revenue has grown from $204.8M (2022) to $554.2M (2025), reflecting a 171% increase over the period.
With a beta above 1.5, DAVE tends to amplify broader market moves — both up and down. This higher volatility means larger price swings are common. No single metric tells the full story. Reviewing DAVE's risk profile alongside its fundamentals and technical indicators provides a more complete picture.