Dave Inc.
DAVETechnologyNASDAQSoftware - Application
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Daily timeframeDave Inc. provides various financial products and services through its financial services platform in the United States. With a market capitalization of $4.86B, it sits in mid-cap territory. It offers Budget, personal financial management tool that helps members anticipate upcoming transactions and receive notifications by utilizing historical bank account data to identify recurring charges; ExtraCash, a form of a discretionary overdraft to bridge liquidity gaps between paycheck; Side Hustle, a job application portal to find supplemental or temporary work.
Market Cap
$4.86B
Beta
3.84
P/E (TTM)
24.51
P/E (Fwd)
17.32
EPS (TTM)
$15.53
EPS (Fwd)
$21.98
ROE
104.8%
ROA
31.0%
Cash
$254.1M
Total Debt
$268.5M
Free CF
$167.2M
52W Change
75.3%
Annual Financials
Cash vs Debt
Where DAVE stands vs its 150-day and 200-day moving averages
As of the August 31, 2026 close, DAVE finished 39.15% above its 150-day moving average ($272.04) and 47.74% above its 200-day moving average ($256.23). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is DAVE overbought or oversold?
At the August 31, 2026 close, DAVE's RSI(14) was 79.8, in overbought territory (above 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Dave Inc. carries $268.5M in total debt against $254.1M in cash reserves — debt is modestly above the cash position. Managing this leverage effectively will be important for long-term financial stability. Annual free cash flow of $167.2M supports ongoing capital allocation decisions and provides a cushion against unexpected expenses or downturns. ROE of 104.8% points to exceptionally high capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. Return on assets of 31.0% further supports the picture of efficient asset utilization. Revenue has grown from $204.8M (2022) to $554.2M (2025), reflecting a 171% increase over the period.
A beta of 3.84 means DAVE is more volatile than average. Investors should be prepared for wider price swings relative to broader indices. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Dave Inc. and its sector.