DLocal Limited
DLOTechnologyNASDAQSoftware - Infrastructure
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Daily timeframeDLocal Limited, together with its subsidiaries, provides payment processing services worldwide. Valued at $4.26B, DLO is a mid-cap name in its sector. The company offers a robust pay-in solution to help global merchants expand their online presence and receive payments, including international and local cards, online bank transfers, direct debit, cash, and hundreds of alternative payment methods (APMs).
Market Cap
$4.26B
Beta
0.94
P/E (TTM)
22.63
P/E (Fwd)
12.83
EPS (TTM)
$0.64
EPS (Fwd)
$1.13
ROE
35.0%
ROA
9.2%
Cash
$913.7M
Total Debt
$109.7M
Free CF
$396.4M
52W Change
33.1%
Annual Financials
Cash vs Debt
The balance sheet looks solid with $913.7M in cash comfortably exceeding the $109.7M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. The company generates $396.4M in free cash flow annually, which funds everything from R&D to shareholder returns without needing external financing. Return on equity stands at 35.0%, which is exceptionally high for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. An ROA of 9.2% suggests reasonable efficiency in deploying the company's asset base. Revenue has grown from $418.9M (2022) to $1.09B (2025), reflecting a 161% increase over the period.
With cash comfortably exceeding debt, DLO has financial flexibility that may help navigate uncertain periods. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence DLocal Limited's trajectory.