Expensify, Inc.
EXFYTechnologyNASDAQSoftware - Application
Scan Results
Daily timeframeHeadquartered within the technology sector, Expensify, Inc. focuses on Software - Application services and products. Expensify, Inc. provides a cloud-based expense management software platform in the United States and internationally. With a market capitalization of $171.7M, it sits in micro-cap territory. The company offers Expensify, a platform that engages in managing corporate cards, paying bills, generating invoices, collecting payments, and booking travel, as well as track and submit plans for individuals.
Market Cap
$171.7M
Beta
1.69
P/E (TTM)
—
P/E (Fwd)
25.43
EPS (TTM)
$-0.22
EPS (Fwd)
$0.07
ROE
-15.0%
ROA
-6.1%
Cash
$66.5M
Total Debt
$5.6M
Free CF
$17.9M
52W Change
-22.3%
Annual Financials
Cash vs Debt
Where EXFY stands vs its 150-day and 200-day moving averages
As of the July 10, 2026 close, EXFY finished 57.26% above its 150-day moving average ($1.24) and 45.52% above its 200-day moving average ($1.34). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is EXFY overbought or oversold?
At the July 10, 2026 close, EXFY's RSI(14) was 72.2, in overbought territory (above 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
With $66.5M in cash and $5.6M in debt, EXFY maintains more liquidity than leverage. This favorable balance sheet position can be an asset when capital markets become less accommodating. Annual free cash flow of $17.9M supports ongoing capital allocation decisions and provides a cushion against unexpected expenses or downturns. Return on equity stands at -15.0%, which is negative for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. Revenue has pulled back from $169.5M (2022) to $142.1M (2025), a 16% decline worth watching.
Expensify, Inc.'s elevated beta suggests the stock experiences more pronounced price movements than the overall market, which increases both upside potential and downside risk. With cash comfortably exceeding debt, EXFY has financial flexibility that may help navigate uncertain periods. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Expensify, Inc. and its sector.