Fair Isaac Corporation
FICOTechnologyNASDAQSoftware - Application · Last scanned Jul 18, 2026
Scan Results
Daily timeframeFair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. The company carries a $29.15B market cap, placing it firmly in the large-cap category. It operates through two segments, Scores and Software.
Market Cap
$29.15B
Beta
1.29
P/E (TTM)
39.37
P/E (Fwd)
23.07
EPS (TTM)
$31.93
EPS (Fwd)
$54.49
ROE
—
ROA
36.9%
Cash
$219.4M
Total Debt
$3.66B
Free CF
$730.5M
52W Change
-18.5%
Annual Financials
Cash vs Debt
The company holds $219.4M in cash, though total debt stands at $3.66B. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. Annual free cash flow of $730.5M supports ongoing capital allocation decisions and provides a cushion against unexpected expenses or downturns. Return on assets of 36.9% further supports the picture of efficient asset utilization. Revenue has grown from $1.38B (2022) to $1.99B (2025), reflecting a 45% increase over the period.
Debt significantly exceeds cash reserves, which means the company's financial flexibility could be constrained during economic downturns. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Fair Isaac Corporation's trajectory.