Fair Isaac Corporation
FICOTechnologyNASDAQSoftware - Application · Last scanned Oct 24, 2026
Scan Results
Daily timeframeFair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. The $17.61B market capitalization puts FICO squarely in large-cap range for its industry. It operates through two segments, Scores and Software.
Market Cap
$17.61B
Beta
1.34
P/E (TTM)
23.60
P/E (Fwd)
16.59
EPS (TTM)
$34.54
EPS (Fwd)
$49.14
ROE
—
ROA
40.0%
Cash
$248.4M
Total Debt
$5.60B
Free CF
$774.4M
52W Change
-51.1%
Annual Financials
Cash vs Debt
Where FICO stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, FICO finished 27.09% below its 150-day moving average ($1071.35) and 32.80% below its 200-day moving average ($1162.30). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is FICO overbought or oversold?
At the October 20, 2026 close, FICO's RSI(14) was 72.5, in overbought territory (above 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Fair Isaac Corporation carries $5.60B in total debt against $248.4M in cash reserves — debt is roughly 22.5x the cash position. Managing this leverage effectively will be important for long-term financial stability. Annual free cash flow of $774.4M supports ongoing capital allocation decisions and provides a cushion against unexpected expenses or downturns. Return on assets of 40.0% further supports the picture of efficient asset utilization. Revenue has grown from $1.38B (2022) to $1.99B (2025), reflecting a 45% increase over the period.
Debt significantly exceeds cash reserves, which means the company's financial flexibility could be constrained during economic downturns. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing FICO.