Fair Isaac Corporation
FICOTechnologyNASDAQSoftware - Application · Last scanned Jun 3, 2026
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Daily timeframeHeadquartered within the technology sector, Fair Isaac Corporation focuses on Software - Application services and products. Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. At a $29.03B market cap, Fair Isaac Corporation ranks as a large-cap company within technology. It operates through two segments, Scores and Software.
Market Cap
$29.03B
Beta
1.23
P/E (TTM)
39.68
P/E (Fwd)
23.11
EPS (TTM)
$31.54
EPS (Fwd)
$54.16
ROE
—
ROA
36.9%
Cash
$219.4M
Total Debt
$3.66B
Free CF
$730.5M
52W Change
-28.7%
Annual Financials
Cash vs Debt
On the balance sheet, FICO has $219.4M in cash with $3.66B in obligations. The ability to service this debt comfortably depends on continued operational cash generation. The company generates $730.5M in free cash flow annually, which funds everything from R&D to shareholder returns without needing external financing. Return on assets of 36.9% further supports the picture of efficient asset utilization. Revenue has grown from $1.38B (2022) to $1.99B (2025), reflecting a 45% increase over the period.
Debt significantly exceeds cash reserves, which means the company's financial flexibility could be constrained during economic downturns. No single metric tells the full story. Reviewing FICO's risk profile alongside its fundamentals and technical indicators provides a more complete picture.