Flywire Corporation
FLYWTechnologyNASDAQSoftware - Infrastructure
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Daily timeframeFlywire Corporation, together with its subsidiaries, operates as a payment enablement and software company in the United States, Europe, the Middle East, and Africa and the Asia Pacific. The company carries a $1.98B market cap, placing it firmly in the small-cap category. The company provides a payment platform that integrates into existing apps and workflows and have access to solutions, such as tailored invoicing, settlement and reconciliation tools, single sign-on and checkout, recurring payments, and split payouts.
Market Cap
$1.98B
Beta
1.30
P/E (TTM)
66.83
P/E (Fwd)
12.79
EPS (TTM)
$0.24
EPS (Fwd)
$1.25
ROE
3.7%
ROA
1.9%
Cash
$325.1M
Total Debt
$1.5M
Free CF
$160.7M
52W Change
48.7%
Annual Financials
Cash vs Debt
With $325.1M in cash and $1.5M in debt, FLYW maintains more liquidity than leverage. This favorable balance sheet position can be an asset when capital markets become less accommodating. Free cash flow comes in at $160.7M, providing flexibility for reinvestment, buybacks, or dividends. Consistent free cash flow generation is often considered a sign of operational health. Return on equity stands at 3.7%, which is modest for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.9% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $289.4M (2022) to $623.0M (2025), reflecting a 115% increase over the period.
With cash comfortably exceeding debt, FLYW has financial flexibility that may help navigate uncertain periods. At over 50x earnings, FLYW carries valuation risk — any slowdown in growth expectations could lead to meaningful price adjustments. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing FLYW.