Shift4 Payments, Inc.
FOURTechnologyNASDAQSoftware - Infrastructure · Last scanned Jul 16, 2026
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Daily timeframeShift4 Payments, Inc. engages in the provision of software and payment processing solutions in the United States and internationally. With a market capitalization of $5.06B, it sits in mid-cap territory. The company offers a payments platform, which provides omnichannel card acceptance; and processing solutions across multiple payment types, including credit, debit, contactless card, Europay, MasterCard and Visa, QR Pay, and mobile wallets, as well as alternative payment methods, such as Apple Pay, Google Pay, Alipay, and WeChat Pay.
Market Cap
$5.06B
Beta
1.40
P/E (TTM)
57.31
P/E (Fwd)
7.56
EPS (TTM)
$0.89
EPS (Fwd)
$6.75
ROE
9.9%
ROA
3.7%
Cash
$473.0M
Total Debt
$4.58B
Free CF
$488.4M
52W Change
-50.6%
Annual Financials
Cash vs Debt
The company holds $473.0M in cash, though total debt stands at $4.58B. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. Annual free cash flow of $488.4M supports ongoing capital allocation decisions and provides a cushion against unexpected expenses or downturns. ROE of 9.9% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 3.7% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $1.99B (2022) to $4.18B (2025), reflecting a 110% increase over the period.
The debt-to-cash ratio suggests meaningful leverage on the balance sheet, a factor worth monitoring if credit conditions tighten. At over 50x earnings, FOUR carries valuation risk — any slowdown in growth expectations could lead to meaningful price adjustments. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Shift4 Payments, Inc.'s trajectory.