Shift4 Payments, Inc.
FOURTechnologyNASDAQSoftware - Infrastructure
Scan Results
Daily timeframeShift4 Payments, Inc. engages in the provision of software and payment processing solutions in the United States and internationally. With a market capitalization of $4.34B, it sits in mid-cap territory. The company offers a payments platform, which provides omnichannel card acceptance; and processing solutions across multiple payment types, including credit, debit, contactless card, Europay, MasterCard and Visa, QR Pay, and mobile wallets, as well as alternative payment methods, such as Apple Pay, Google Pay, Alipay, and WeChat Pay.
Market Cap
$4.34B
Beta
1.44
P/E (TTM)
50.38
P/E (Fwd)
6.57
EPS (TTM)
$0.87
EPS (Fwd)
$6.67
ROE
9.9%
ROA
3.7%
Cash
$473.0M
Total Debt
$4.58B
Free CF
$488.4M
52W Change
-53.8%
Annual Financials
Cash vs Debt
The company holds $473.0M in cash, though total debt stands at $4.58B. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. The company generates $488.4M in free cash flow annually, which funds everything from R&D to shareholder returns without needing external financing. ROE of 9.9% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 3.7% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $1.99B (2022) to $4.18B (2025), reflecting a 110% increase over the period.
Shift4 Payments, Inc. carries a heavier debt load relative to its cash position, which introduces financial risk that investors should weigh. The elevated P/E ratio means the stock is priced for significant future growth. If earnings disappoint, the price correction could be sharp. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing FOUR.