Shift4 Payments, Inc.
FOURTechnologyNASDAQSoftware - Infrastructure
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Daily timeframeShift4 Payments, Inc. engages in the provision of software and payment processing solutions in the United States and internationally. Valued at $3.34B, FOUR is a mid-cap name in its sector. The company offers a payments platform, which provides omnichannel card acceptance; and processing solutions across multiple payment types, including credit, debit, contactless card, Europay, MasterCard and Visa, QR Pay, and mobile wallets, as well as alternative payment methods, such as Apple Pay, Google Pay, Alipay, and WeChat Pay.
Market Cap
$3.34B
Beta
1.38
P/E (TTM)
66.08
P/E (Fwd)
6.71
EPS (TTM)
$0.64
EPS (Fwd)
$6.30
ROE
6.5%
ROA
3.3%
Cash
$356.0M
Total Debt
$4.57B
Free CF
$353.5M
52W Change
-46.3%
Annual Financials
Cash vs Debt
Where FOUR stands vs its 150-day and 200-day moving averages
As of the September 1, 2026 close, FOUR finished 10.61% below its 150-day moving average ($47.30) and 19.00% below its 200-day moving average ($52.20). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is FOUR overbought or oversold?
At the September 1, 2026 close, FOUR's RSI(14) was 53.1, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Shift4 Payments, Inc. carries $4.57B in total debt against $356.0M in cash reserves — debt is roughly 12.8x the cash position. Managing this leverage effectively will be important for long-term financial stability. The company generates $353.5M in free cash flow annually, which funds everything from R&D to shareholder returns without needing external financing. ROE of 6.5% points to modest capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 3.3% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $1.99B (2022) to $4.18B (2025), reflecting a 110% increase over the period.
Debt significantly exceeds cash reserves, which means the company's financial flexibility could be constrained during economic downturns. The elevated P/E ratio means the stock is priced for significant future growth. If earnings disappoint, the price correction could be sharp. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Shift4 Payments, Inc. and its sector.