Shift4 Payments, Inc.
FOURTechnologyNASDAQSoftware - Infrastructure
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Daily timeframeShift4 Payments, Inc. engages in the provision of software and payment processing solutions in the United States and internationally. The company carries a $3.06B market cap, placing it firmly in the mid-cap category. The company offers a payments platform, which provides omnichannel card acceptance; and processing solutions across multiple payment types, including credit, debit, contactless card, Europay, MasterCard and Visa, QR Pay, and mobile wallets, as well as alternative payment methods, such as Apple Pay, Google Pay, Alipay, and WeChat Pay.
Market Cap
$3.06B
Beta
1.39
P/E (TTM)
63.59
P/E (Fwd)
6.35
EPS (TTM)
$0.61
EPS (Fwd)
$6.11
ROE
6.5%
ROA
3.3%
Cash
$356.0M
Total Debt
$4.57B
Free CF
$353.5M
52W Change
-49.1%
Annual Financials
Cash vs Debt
Where FOUR stands vs its 150-day and 200-day moving averages
As of the October 9, 2026 close, FOUR finished 11.19% below its 150-day moving average ($44.50) and 18.31% below its 200-day moving average ($48.38). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is FOUR overbought or oversold?
At the October 9, 2026 close, FOUR's RSI(14) was 53.1, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Shift4 Payments, Inc. carries $4.57B in total debt against $356.0M in cash reserves — debt is roughly 12.8x the cash position. Managing this leverage effectively will be important for long-term financial stability. Annual free cash flow of $353.5M supports ongoing capital allocation decisions and provides a cushion against unexpected expenses or downturns. ROE of 6.5% points to modest capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 3.3% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $1.99B (2022) to $4.18B (2025), reflecting a 110% increase over the period.
The debt-to-cash ratio suggests meaningful leverage on the balance sheet, a factor worth monitoring if credit conditions tighten. At over 50x earnings, FOUR carries valuation risk — any slowdown in growth expectations could lead to meaningful price adjustments. No single metric tells the full story. Reviewing FOUR's risk profile alongside its fundamentals and technical indicators provides a more complete picture.