Guidewire Software, Inc.
GWRETechnologyNASDAQSoftware - Application · Last scanned Oct 24, 2026
Scan Results
Daily timeframeGuidewire Software, Inc. provides a platform for property and casualty (P&C) insurers the United States, Canada, other Americas, Europe, the Middle East, Africa, and Asia-Pacific. The $15.50B market capitalization puts GWRE squarely in large-cap range for its industry. It offers Guidewire InsuranceSuite, such as PolicyCenter, ClaimCenter, BillingCenter, PricingCenter, and UnderwritingCente applications.
Market Cap
$15.50B
Beta
1.03
P/E (TTM)
115.95
P/E (Fwd)
35.36
EPS (TTM)
$1.63
EPS (Fwd)
$5.35
ROE
10.5%
ROA
3.5%
Cash
$777.2M
Total Debt
$715.0M
Free CF
$343.0M
52W Change
-24.6%
Annual Financials
Cash vs Debt
Where GWRE stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, GWRE finished 15.55% above its 150-day moving average ($148.37) and 14.84% above its 200-day moving average ($149.28). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is GWRE overbought or oversold?
At the October 20, 2026 close, GWRE's RSI(14) was 75.3, in overbought territory (above 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Guidewire Software, Inc. holds $777.2M in cash against $715.0M in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. The company generates $343.0M in free cash flow annually, which funds everything from R&D to shareholder returns without needing external financing. ROE of 10.5% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 3.5% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $812.6M (2022) to $1.48B (2026), reflecting a 82% increase over the period.
The elevated P/E ratio means the stock is priced for significant future growth. If earnings disappoint, the price correction could be sharp. No single metric tells the full story. Reviewing GWRE's risk profile alongside its fundamentals and technical indicators provides a more complete picture.