Guidewire Software, Inc.
GWRETechnologyNASDAQSoftware - Application
Scan Results
Daily timeframeGuidewire Software, Inc. provides a platform for property and casualty (P&C) insurers worldwide. With a market capitalization of $13.84B, it sits in large-cap territory. It offers Guidewire InsuranceSuite, such as PolicyCenter, ClaimCenter, and BillingCenter applications.
Market Cap
$13.84B
Beta
0.91
P/E (TTM)
73.64
P/E (Fwd)
38.43
EPS (TTM)
$2.21
EPS (Fwd)
$4.23
ROE
13.6%
ROA
2.2%
Cash
$919.2M
Total Debt
$705.0M
Free CF
$206.1M
52W Change
-35.9%
Annual Financials
Cash vs Debt
With $919.2M in cash and $705.0M in debt, GWRE maintains more liquidity than leverage. This favorable balance sheet position can be an asset when capital markets become less accommodating. Annual free cash flow of $206.1M supports ongoing capital allocation decisions and provides a cushion against unexpected expenses or downturns. Return on equity stands at 13.6%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 2.2% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $812.6M (2022) to $1.20B (2025), reflecting a 48% increase over the period.
The elevated P/E ratio means the stock is priced for significant future growth. If earnings disappoint, the price correction could be sharp. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing GWRE.