H&R Block, Inc.
HRBConsumer CyclicalNASDAQPersonal Services · Last scanned Jul 18, 2026
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Daily timeframeH&R Block, Inc., through its subsidiaries, provides assisted and do-it-yourself (DIY) tax return preparation services in the United States, Canada, and Australia. With a market capitalization of $5.33B, it sits in mid-cap territory. The company also provides Refund Transfers, that enable clients to receive their tax refunds by their chosen method of disbursement; Peace of Mind extended service plans, that represents clients when audited and assumes the cost; H&R Block Emerald Prepaid Mastercard and Spruce, which are debit cards that can be used for everyday purchases and ATM withdrawals; H&R Block Emerald Advance term loans; Tax Identity Shield that provides clients assistance in helping protect their tax identity and access to services to help restore their tax identity; refund advance loans; and H&R Block Instant Refund.
Market Cap
$5.33B
Beta
0.38
P/E (TTM)
7.49
P/E (Fwd)
7.23
EPS (TTM)
$5.62
EPS (Fwd)
$5.82
ROE
—
ROA
17.0%
Cash
$867.0M
Total Debt
$2.03B
Free CF
$656.3M
52W Change
-24.1%
Annual Financials
Cash vs Debt
On the balance sheet, HRB has $867.0M in cash with $2.03B in obligations. The ability to service this debt comfortably depends on continued operational cash generation. The company generates $656.3M in free cash flow annually, which funds everything from R&D to shareholder returns without needing external financing. Return on assets of 17.0% further supports the picture of efficient asset utilization. Revenue has been relatively flat, moving from $3.46B (2022) to $3.76B (2025).
With a beta below 0.7, H&R Block, Inc. typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for H&R Block, Inc. and its sector.