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International Money Express, Inc.

IMXITechnologyNASDAQ

Software - Infrastructure · Last scanned Jun 1, 2026

PriceMA150MA200
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Financials · Annual
Revenue
$607.8M
-7.7% YoY
Net Income
$32.7M
-44.5% YoY
EBITDA
$76.1M
-30.0% YoY
Free Cash Flow
-$62.7M

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About International Money Express, Inc.

International Money Express, Inc., together with its subsidiaries, operates as an omnichannel money remittance services company in the United States, Latin America, Mexico, Central and South America,. With a market capitalization of $450.5M, it sits in small-cap territory. The company offers remittance services, which include a suite of ancillary financial processing solutions and payment services; and online payment options, pre-paid debit cards, and direct deposit payroll cards.

Key stats
Market Cap$450.5M
P/E (TTM)17.61
Fwd P/E8.43
EPS$0.85
Beta0.78
52W Change+36.3%
ROE16.8%
Analysis

The company holds $170.3M in cash, though total debt stands at $262.3M. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. Free cash flow is running at -$62.7M, which bears watching. Negative free cash flow can be acceptable during heavy investment periods but needs to improve over time. ROE of 16.8% points to strong capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. An ROA of 7.6% suggests reasonable efficiency in deploying the company's asset base. Revenue has been uneven over recent years, ranging from $546.8M to $607.8M.

Negative free cash flow means the company is currently spending more than it generates, which may require future fundraising or debt if the trend continues. No single metric tells the full story. Reviewing IMXI's risk profile alongside its fundamentals and technical indicators provides a more complete picture.

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