Jack Henry & Associates, Inc.
JKHYTechnologyNASDAQInformation Technology Services · Last scanned Jul 16, 2026
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Daily timeframeJack Henry & Associates, Inc. operates as a financial technology company that connects people and financial institutions through technology solutions and payment processing services. Valued at $10.55B, JKHY is a large-cap name in its sector. It operates through four segments: Core, Payments, Complementary, and Corporate and Other.
Market Cap
$10.55B
Beta
0.57
P/E (TTM)
20.28
P/E (Fwd)
20.91
EPS (TTM)
$7.32
EPS (Fwd)
$7.10
ROE
24.9%
ROA
13.7%
Cash
$20.6M
Total Debt
$136.6M
Free CF
$373.4M
52W Change
-16.4%
Annual Financials
Cash vs Debt
On the balance sheet, JKHY has $20.6M in cash with $136.6M in obligations. The ability to service this debt comfortably depends on continued operational cash generation. The company generates $373.4M in free cash flow annually, which funds everything from R&D to shareholder returns without needing external financing. ROE of 24.9% points to strong capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. Return on assets of 13.7% further supports the picture of efficient asset utilization. Revenue has grown from $1.94B (2022) to $2.38B (2025), reflecting a 22% increase over the period.
The relatively low beta of 0.57 suggests JKHY is a less volatile holding compared to the broader index. Jack Henry & Associates, Inc. carries a heavier debt load relative to its cash position, which introduces financial risk that investors should weigh. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing JKHY.