MIND C.T.I. Ltd
MNDOTechnologyNASDAQSoftware - Application · Last scanned Oct 24, 2026
Scan Results
Daily timeframeMIND C.T.I. Ltd operates in the Software - Application space. Ltd., together with its subsidiaries, develops, manufactures, markets, sells, and implements billing and customer care software solutions in the Americas, Europe, Israel, the Asia Pacific, and Africa. The company carries a $18.3M market cap, placing it firmly in the micro-cap category. It operates in two segments, Billing and Related Services, and Messaging.
Market Cap
$18.3M
Beta
0.40
P/E (TTM)
5.66
P/E (Fwd)
—
EPS (TTM)
$0.16
EPS (Fwd)
—
ROE
14.4%
ROA
6.5%
Cash
$13.5M
Total Debt
$798,000
Free CF
$1.7M
52W Change
-17.4%
Annual Financials
Cash vs Debt
Where MNDO stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, MNDO finished 10.78% below its 150-day moving average ($1.02) and 14.15% below its 200-day moving average ($1.06). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is MNDO overbought or oversold?
At the October 20, 2026 close, MNDO's RSI(14) was 28.6, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
MIND C.T.I. Ltd holds $13.5M in cash against $798K in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. Annual free cash flow of $1.7M supports ongoing capital allocation decisions and provides a cushion against unexpected expenses or downturns. ROE of 14.4% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. An ROA of 6.5% suggests reasonable efficiency in deploying the company's asset base. Revenue has been relatively flat, moving from $21.6M (2022) to $19.5M (2025).
With a beta below 0.7, MIND C.T.I. Ltd typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for MIND C.T.I. Ltd and its sector.