Marqeta, Inc.
MQTechnologyNASDAQSoftware - Infrastructure · Last scanned Sep 9, 2026
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Daily timeframeHeadquartered within the technology sector, Marqeta, Inc. focuses on Software - Infrastructure services and products. Marqeta, Inc. operates a cloud-based open API platform for card issuing and transaction processing services in the United States. The company carries a $1.69B market cap, placing it firmly in the small-cap category. The company's platform also provides processor services, bank and network management, program management, and value added services; card issuing, such as debit, prepaid, credit, virtual, and physical cards; UI/UX; access to a suite of bank account and money movement features, including savings accounts, demand deposit accounts, direct deposit with early pay, ACH, cash loads, and fee-free ATMs, bill pay, and instant funding capabilities; Marqeta Dashboard, a self-service portal to access and manage all aspects of card program; TransactPay; Marqeta Hub for consumers, buy now, pay later (BNPL) providers, and card issuers; and credit capabilities, as well as Portfolio Migration which simplifies upgrading existing card programs into its platform.
Market Cap
$1.69B
Beta
1.29
P/E (TTM)
180.67
P/E (Fwd)
32.52
EPS (TTM)
$0.09
EPS (Fwd)
$0.50
ROE
1.3%
ROA
-0.5%
Cash
$700.9M
Total Debt
$6.7M
Free CF
$152.7M
52W Change
-29.8%
Annual Financials
Cash vs Debt
Where MQ stands vs its 150-day and 200-day moving averages
As of the September 1, 2026 close, MQ finished 0.24% above its 150-day moving average ($16.38) and 3.64% below its 200-day moving average ($17.04). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is MQ overbought or oversold?
At the September 1, 2026 close, MQ's RSI(14) was 62.2, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The balance sheet looks solid with $700.9M in cash comfortably exceeding the $6.7M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. The company generates $152.7M in free cash flow annually, which funds everything from R&D to shareholder returns without needing external financing. Return on equity stands at 1.3%, which is modest for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. Revenue has pulled back from $748.2M (2022) to $624.9M (2025), a 16% decline worth watching.
With cash comfortably exceeding debt, MQ has financial flexibility that may help navigate uncertain periods. The elevated P/E ratio means the stock is priced for significant future growth. If earnings disappoint, the price correction could be sharp. No single metric tells the full story. Reviewing MQ's risk profile alongside its fundamentals and technical indicators provides a more complete picture.