Marqeta, Inc.
MQTechnologyNASDAQSoftware - Infrastructure
Scan Results
Daily timeframeHeadquartered within the technology sector, Marqeta, Inc. focuses on Software - Infrastructure services and products. Marqeta, Inc. operates a cloud-based open API platform for card issuing and transaction processing services in the United States. The $1.98B market capitalization puts MQ squarely in small-cap range for its industry. The company's platform also provides processor services, bank and network management, program management, and value added services; card issuing, such as debit, prepaid, credit, virtual, and physical cards; UI/UX; access to a suite of bank account and money movement features, including savings accounts, demand deposit accounts, direct deposit with early pay, ACH, cash loads, and fee-free ATMs, bill pay, and instant funding capabilities; Marqeta Dashboard, a self-service portal to access and manage all aspects of card program; TransactPay; Marqeta Hub for consumers, buy now, pay later (BNPL) providers, and card issuers; and credit capabilities, as well as Portfolio Migration which simplifies upgrading existing card programs into its platform.
Market Cap
$1.98B
Beta
1.21
P/E (TTM)
188.50
P/E (Fwd)
37.70
EPS (TTM)
$0.10
EPS (Fwd)
$0.50
ROE
1.3%
ROA
-0.5%
Cash
$700.9M
Total Debt
$6.7M
Free CF
$152.7M
52W Change
-0.2%
Annual Financials
Cash vs Debt
Where MQ stands vs its 150-day and 200-day moving averages
As of the October 16, 2026 close, MQ finished 15.30% above its 150-day moving average ($16.47) and 14.19% above its 200-day moving average ($16.63). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is MQ overbought or oversold?
At the October 16, 2026 close, MQ's RSI(14) was 71.1, in overbought territory (above 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The balance sheet looks solid with $700.9M in cash comfortably exceeding the $6.7M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. The company generates $152.7M in free cash flow annually, which funds everything from R&D to shareholder returns without needing external financing. Return on equity stands at 1.3%, which is modest for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. Revenue has pulled back from $748.2M (2022) to $624.9M (2025), a 16% decline worth watching.
The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. At over 50x earnings, MQ carries valuation risk — any slowdown in growth expectations could lead to meaningful price adjustments. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing MQ.