nCino, Inc.
NCNOTechnologyNASDAQSoftware - Application · Last scanned Sep 8, 2026
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Daily timeframenCino, Inc. nCino, Inc., a software-as-a-service company, provides software solutions to financial institutions in the United States, the United Kingdom, and internationally. The $2.34B market capitalization puts NCNO squarely in mid-cap range for its industry. It offers solutions on the nCino Platform, including an Onboarding solution that streamlines and enhances the customer onboarding process through a digital platform for credit and non-credit onboarding, commercial account opening, and enterprise-level onboarding; and an Account Opening solution, which includes a Deposit Account Opening solution for consumers and small businesses.
Market Cap
$2.34B
Beta
0.69
P/E (TTM)
71.42
P/E (Fwd)
13.99
EPS (TTM)
$0.31
EPS (Fwd)
$1.58
ROE
3.9%
ROA
2.0%
Cash
$83.3M
Total Debt
$338.6M
Free CF
$151.5M
52W Change
-22.9%
Annual Financials
Cash vs Debt
Where NCNO stands vs its 150-day and 200-day moving averages
As of the September 2, 2026 close, NCNO finished 29.35% above its 150-day moving average ($17.24) and 16.45% above its 200-day moving average ($19.15). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is NCNO overbought or oversold?
At the September 2, 2026 close, NCNO's RSI(14) was 72.0, in overbought territory (above 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
On the balance sheet, NCNO has $83.3M in cash with $338.6M in obligations. The ability to service this debt comfortably depends on continued operational cash generation. Annual free cash flow of $151.5M supports ongoing capital allocation decisions and provides a cushion against unexpected expenses or downturns. ROE of 3.9% points to modest capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 2.0% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $273.9M (2022) to $594.8M (2026), reflecting a 117% increase over the period.
NCNO's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. The elevated P/E ratio means the stock is priced for significant future growth. If earnings disappoint, the price correction could be sharp. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for nCino, Inc. and its sector.