PagSeguro Digital Ltd.
PAGSTechnologyNASDAQSoftware - Infrastructure
Scan Results
Daily timeframePart of the technology sector, PagSeguro Digital Ltd. (PAGS) is listed under Software - Infrastructure. The $2.57B market capitalization puts PAGS squarely in mid-cap range for its industry. The company provides digital banking solutions, including bill payments, deposits, top-ups, debt management, direct deposits, pix, tax collections, tax collections, wire transfer, and ATM withdrawal; cards, such as debit, credit, cash, and prepaid cards; and credit products comprising FGTS withdrawals, payroll loans, working capital loans, and overdraft accounts.
Market Cap
$2.57B
Beta
1.29
P/E (TTM)
6.58
P/E (Fwd)
4.85
EPS (TTM)
$1.40
EPS (Fwd)
$1.90
ROE
14.5%
ROA
6.5%
Cash
$2.20B
Total Debt
$2.55B
Free CF
$5.23B
52W Change
9.3%
Annual Financials
Cash vs Debt
On the balance sheet, PAGS has $2.20B in cash with $2.55B in obligations. The ability to service this debt comfortably depends on continued operational cash generation. Free cash flow comes in at $5.23B, providing flexibility for reinvestment, buybacks, or dividends. Consistent free cash flow generation is often considered a sign of operational health. Return on equity stands at 14.5%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. An ROA of 6.5% suggests reasonable efficiency in deploying the company's asset base. Revenue has grown from $15.33B (2022) to $20.41B (2025), reflecting a 33% increase over the period.
As with any equity investment, PAGS carries market risk, sector-specific risk, and company-specific risk that investors should evaluate in the context of their own portfolios. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing PAGS.