PagSeguro Digital Ltd.
PAGSTechnologyNASDAQSoftware - Infrastructure
Scan Results
Daily timeframePart of the technology sector, PagSeguro Digital Ltd. (PAGS) is listed under Software - Infrastructure. The company carries a $3.15B market cap, placing it firmly in the mid-cap category. The company provides digital banking solutions, including bill payments, deposits, top-ups, debt management, direct deposits, pix, tax collections, tax collections, wire transfer, and ATM withdrawal; cards, such as debit, credit, cash, and prepaid cards; and credit products comprising FGTS withdrawals, payroll loans, working capital loans, and overdraft accounts.
Market Cap
$3.15B
Beta
1.24
P/E (TTM)
8.06
P/E (Fwd)
5.98
EPS (TTM)
$1.42
EPS (Fwd)
$1.91
ROE
14.5%
ROA
6.4%
Cash
$1.39B
Total Debt
$1.78B
Free CF
-$1.86B
52W Change
15.0%
Annual Financials
Cash vs Debt
Where PAGS stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, PAGS finished 19.68% above its 150-day moving average ($9.30) and 17.41% above its 200-day moving average ($9.48). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is PAGS overbought or oversold?
At the October 20, 2026 close, PAGS's RSI(14) was 77.9, in overbought territory (above 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The company holds $1.39B in cash, though total debt stands at $1.78B. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. Free cash flow is running at -$1.86B, which bears watching. Negative free cash flow can be acceptable during heavy investment periods but needs to improve over time. Return on equity stands at 14.5%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. An ROA of 6.4% suggests reasonable efficiency in deploying the company's asset base. Revenue has grown from $15.33B (2022) to $20.41B (2025), reflecting a 33% increase over the period.
Negative free cash flow means the company is currently spending more than it generates, which may require future fundraising or debt if the trend continues. No single metric tells the full story. Reviewing PAGS's risk profile alongside its fundamentals and technical indicators provides a more complete picture.