Payoneer Global Inc.
PAYOTechnologyNASDAQSoftware - Infrastructure · Last scanned Oct 26, 2026
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Daily timeframeHeadquartered within the technology sector, Payoneer Global Inc. focuses on Software - Infrastructure services and products. Payoneer Global Inc. operates as a financial technology company. The company carries a $2.42B market cap, placing it firmly in the mid-cap category. The company offers customers with a multi-currency account to serve their cross-border accounts receivable and accounts payable needs through payment infrastructure platform.
Market Cap
$2.42B
Beta
0.88
P/E (TTM)
51.07
P/E (Fwd)
17.86
EPS (TTM)
$0.14
EPS (Fwd)
$0.40
ROE
7.1%
ROA
0.9%
Cash
$346.3M
Total Debt
$86.2M
Free CF
-$69.1M
52W Change
15.5%
Annual Financials
Cash vs Debt
Where PAYO stands vs its 150-day and 200-day moving averages
As of the October 14, 2026 close, PAYO finished 15.32% above its 150-day moving average ($6.20) and 18.77% above its 200-day moving average ($6.02). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is PAYO overbought or oversold?
At the October 14, 2026 close, PAYO's RSI(14) was 52.9, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The balance sheet looks solid with $346.3M in cash comfortably exceeding the $86.2M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. Free cash flow is running at -$69.1M, which bears watching. Negative free cash flow can be acceptable during heavy investment periods but needs to improve over time. ROE of 7.1% points to modest capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 0.9% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $572.3M (2022) to $821.2M (2025), reflecting a 43% increase over the period.
The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. Negative free cash flow means the company is currently spending more than it generates, which may require future fundraising or debt if the trend continues. At over 50x earnings, PAYO carries valuation risk — any slowdown in growth expectations could lead to meaningful price adjustments. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Payoneer Global Inc.'s trajectory.