Payoneer Global Inc.
PAYOTechnologyNASDAQSoftware - Infrastructure
Scan Results
Daily timeframePart of the technology sector, Payoneer Global Inc. (PAYO) is listed under Software - Infrastructure. At a $1.82B market cap, Payoneer Global Inc. ranks as a small-cap company within technology. The company offers customers with a multi-currency account to serve their cross-border accounts receivable and accounts payable needs through payment infrastructure platform.
Market Cap
$1.82B
Beta
1.01
P/E (TTM)
27.15
P/E (Fwd)
14.49
EPS (TTM)
$0.20
EPS (Fwd)
$0.37
ROE
10.2%
ROA
1.1%
Cash
$339.4M
Total Debt
$80.0M
Free CF
-$39.3M
52W Change
-19.1%
Annual Financials
Cash vs Debt
The balance sheet looks solid with $339.4M in cash comfortably exceeding the $80.0M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. The company is burning cash, with free cash flow at -$39.3M. This typically occurs when a company is investing aggressively in growth, but sustained cash burn can strain the balance sheet. ROE of 10.2% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.1% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $572.3M (2022) to $821.2M (2025), reflecting a 43% increase over the period.
With cash comfortably exceeding debt, PAYO has financial flexibility that may help navigate uncertain periods. The company is burning cash at the operating level, which is not unusual for growth-phase companies but adds risk if it persists. No single metric tells the full story. Reviewing PAYO's risk profile alongside its fundamentals and technical indicators provides a more complete picture.