Paysign, Inc.
PAYSTechnologyNASDAQSoftware - Infrastructure · Last scanned Jul 18, 2026
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Daily timeframePaysign, Inc. provides prepaid card programs, patient affordability offerings, digital banking, life science software technology solutions, and integrated payment processing services for businesses, consumers, and. At a $478.0M market cap, Paysign, Inc. ranks as a small-cap company within technology. The company offers solutions for corporate rewards, prepaid gift cards, general-purpose reloadable debit cards, employee incentives, consumer rebates, donor compensation, clinical trials, healthcare reimbursement payments and pharmaceutical payment assistance, and demand deposit accounts accessible with a debit card and software solutions.
Market Cap
$478.0M
Beta
0.72
P/E (TTM)
50.29
P/E (Fwd)
19.58
EPS (TTM)
$0.17
EPS (Fwd)
$0.44
ROE
22.1%
ROA
2.7%
Cash
$20.5M
Total Debt
$5.9M
Free CF
$8.8M
52W Change
10.9%
Annual Financials
Cash vs Debt
Paysign, Inc. holds $20.5M in cash against $5.9M in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. Annual free cash flow of $8.8M supports ongoing capital allocation decisions and provides a cushion against unexpected expenses or downturns. Return on equity stands at 22.1%, which is strong for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 2.7% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $38.0M (2022) to $82.0M (2025), reflecting a 116% increase over the period.
The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. The elevated P/E ratio means the stock is priced for significant future growth. If earnings disappoint, the price correction could be sharp. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Paysign, Inc. and its sector.