Paysign, Inc.
PAYSTechnologyNASDAQSoftware - Infrastructure
Scan Results
Daily timeframePaysign, Inc. provides prepaid card programs, patient affordability offerings, digital banking, life science software technology solutions, and integrated payment processing services for businesses, consumers, and. With a market capitalization of $759.4M, it sits in small-cap territory. The company offers solutions for corporate rewards, prepaid gift cards, general-purpose reloadable debit cards, employee incentives, consumer rebates, donor compensation, clinical trials, healthcare reimbursement payments and pharmaceutical payment assistance, and demand deposit accounts accessible with a debit card and software solutions.
Market Cap
$759.4M
Beta
0.80
P/E (TTM)
51.73
P/E (Fwd)
22.23
EPS (TTM)
$0.26
EPS (Fwd)
$0.60
ROE
30.8%
ROA
4.3%
Cash
$27.4M
Total Debt
$5.7M
Free CF
$14.3M
52W Change
153.3%
Annual Financials
Cash vs Debt
Where PAYS stands vs its 150-day and 200-day moving averages
As of the August 31, 2026 close, PAYS finished 87.35% above its 150-day moving average ($6.88) and 100.47% above its 200-day moving average ($6.43). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is PAYS overbought or oversold?
At the August 31, 2026 close, PAYS's RSI(14) was 54.4, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The balance sheet looks solid with $27.4M in cash comfortably exceeding the $5.7M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. The company generates $14.3M in free cash flow annually, which funds everything from R&D to shareholder returns without needing external financing. Return on equity stands at 30.8%, which is exceptionally high for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 4.3% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $38.0M (2022) to $82.0M (2025), reflecting a 116% increase over the period.
The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. At over 50x earnings, PAYS carries valuation risk — any slowdown in growth expectations could lead to meaningful price adjustments. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Paysign, Inc.'s trajectory.