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PennyMac Mortgage Investment Trust

PMTReal EstateNASDAQ

REIT - Mortgage · Last scanned May 30, 2026

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Financials · Annual
Revenue
$158.1M
-13.9% YoY
Net Income
$127.9M
-20.6% YoY

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About PennyMac Mortgage Investment Trust

PennyMac Mortgage Investment Trust, through its subsidiary, primarily invests in residential mortgage-related assets in the United States. With a market capitalization of $912.1M, it sits in small-cap territory. The company operates through: Credit Sensitive Strategies, Interest Rate Sensitive Strategies, and Correspondent Production segments.

Key stats
Market Cap$912.1M
P/E (TTM)8.94
Fwd P/E6.94
EPS$1.16
Beta1.18
52W Change-13.7%
Dividend Yield15.30%
ROE7.6%
Analysis

The company holds $268.5M in cash, though total debt stands at $20.35B. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. Return on equity stands at 7.6%, which is modest for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 0.8% is on the lower side, which is common in asset-heavy industries. Revenue has been uneven over recent years, ranging from $81.1M to $158.1M.

PennyMac Mortgage Investment Trust carries a heavier debt load relative to its cash position, which introduces financial risk that investors should weigh. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for PennyMac Mortgage Investment Trust and its sector.

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