Q2 Holdings, Inc.
QTWOTechnologyNASDAQSoftware - Application · Last scanned Oct 26, 2026
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Daily timeframeQ2 Holdings, Inc. provides digital solutions to financial institutions, financial technology companies, FinTechs, and alternative finance companies (Alt-FIs) in the United States. With a market capitalization of $4.33B, it sits in mid-cap territory. The company offers Digital Banking Platform, an end-to-end digital banking platform that supports its financial institution customers in their delivery of retail, SMB, and commercial functionalities across digital channels; and risk and fraud solutions that are designed to support financial institutions' efforts to protect end users, comply with regulatory requirements and manage fraud risk efficiently.
Market Cap
$4.33B
Beta
1.34
P/E (TTM)
49.21
P/E (Fwd)
20.38
EPS (TTM)
$1.41
EPS (Fwd)
$3.41
ROE
15.0%
ROA
4.5%
Cash
$106.4M
Total Debt
$40.9M
Free CF
$190.3M
52W Change
11.4%
Annual Financials
Cash vs Debt
Where QTWO stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, QTWO finished 16.32% above its 150-day moving average ($53.49) and 13.77% above its 200-day moving average ($54.69). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is QTWO overbought or oversold?
At the October 20, 2026 close, QTWO's RSI(14) was 87.2, in overbought territory (above 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The balance sheet looks solid with $106.4M in cash comfortably exceeding the $40.9M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. The company generates $190.3M in free cash flow annually, which funds everything from R&D to shareholder returns without needing external financing. ROE of 15.0% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 4.5% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $565.7M (2022) to $794.8M (2025), reflecting a 41% increase over the period.
With cash comfortably exceeding debt, QTWO has financial flexibility that may help navigate uncertain periods. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing QTWO.