Q2 Holdings, Inc.
QTWOTechnologyNASDAQSoftware - Application
Scan Results
Daily timeframePart of the technology sector, Q2 Holdings, Inc. (QTWO) is listed under Software - Application. The $3.87B market capitalization puts QTWO squarely in mid-cap range for its industry. The company offers Digital Banking Platform, an end-to-end digital banking platform that supports its financial institution customers in their delivery of retail, SMB, and commercial functionalities across digital channels; and risk and fraud solutions that are designed to support financial institutions' efforts to protect end users, comply with regulatory requirements and manage fraud risk efficiently.
Market Cap
$3.87B
Beta
1.33
P/E (TTM)
43.75
P/E (Fwd)
18.55
EPS (TTM)
$1.42
EPS (Fwd)
$3.35
ROE
15.0%
ROA
4.5%
Cash
$106.4M
Total Debt
$40.9M
Free CF
$190.3M
52W Change
-26.2%
Annual Financials
Cash vs Debt
Where QTWO stands vs its 150-day and 200-day moving averages
As of the August 20, 2026 close, QTWO finished 22.43% above its 150-day moving average ($52.34) and 12.18% above its 200-day moving average ($57.12). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is QTWO overbought or oversold?
At the August 20, 2026 close, QTWO's RSI(14) was 65.7, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The balance sheet looks solid with $106.4M in cash comfortably exceeding the $40.9M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. Free cash flow comes in at $190.3M, providing flexibility for reinvestment, buybacks, or dividends. Consistent free cash flow generation is often considered a sign of operational health. ROE of 15.0% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 4.5% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $565.7M (2022) to $794.8M (2025), reflecting a 41% increase over the period.
With cash comfortably exceeding debt, QTWO has financial flexibility that may help navigate uncertain periods. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Q2 Holdings, Inc.'s trajectory.