Ready Capital Corporation
RCReal EstateNASDAQREIT - Mortgage
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Daily timeframeReady Capital Corporation operates as a real estate finance company in the United States. The company carries a $180.4M market cap, placing it firmly in the micro-cap category. The company operates through two segments: LMM Commercial Real Estate and Small Business Lending.
Market Cap
$180.4M
Beta
1.60
P/E (TTM)
—
P/E (Fwd)
-1.56
EPS (TTM)
$-3.46
EPS (Fwd)
$-0.70
ROE
-33.5%
ROA
-7.0%
Cash
$127.3M
Total Debt
$4.74B
Free CF
—
52W Change
-65.3%
Annual Financials
Cash vs Debt
Where RC stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, RC finished 28.40% below its 150-day moving average ($1.62) and 31.76% below its 200-day moving average ($1.70). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is RC overbought or oversold?
At the October 20, 2026 close, RC's RSI(14) was 45.7, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
On the balance sheet, RC has $127.2M in cash with $4.74B in obligations. The ability to service this debt comfortably depends on continued operational cash generation. Return on equity stands at -33.5%, which is negative for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. Revenue has pulled back from $383.3M (2022) to -$23.7M (2025), a 106% decline worth watching.
Ready Capital Corporation's elevated beta suggests the stock experiences more pronounced price movements than the overall market, which increases both upside potential and downside risk. The debt-to-cash ratio suggests meaningful leverage on the balance sheet, a factor worth monitoring if credit conditions tighten. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Ready Capital Corporation and its sector.