Ready Capital Corporation
RCReal EstateNASDAQREIT - Mortgage
Scan Results
Daily timeframeReady Capital Corporation operates as a real estate finance company in the United States. With a market capitalization of $294.7M, it sits in micro-cap territory. The company operates through two segments: LMM Commercial Real Estate and Small Business Lending.
Market Cap
$294.7M
Beta
1.52
P/E (TTM)
—
P/E (Fwd)
-3.06
EPS (TTM)
$-3.12
EPS (Fwd)
$-0.58
ROE
-28.5%
ROA
-6.1%
Cash
$205.3M
Total Debt
$4.70B
Free CF
—
52W Change
-57.5%
Annual Financials
Cash vs Debt
The company holds $205.3M in cash, though total debt stands at $4.70B. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. Return on equity stands at -28.5%, which is negative for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. Revenue has pulled back from $383.3M (2022) to -$23.7M (2025), a 106% decline worth watching.
A beta of 1.52 means RC is more volatile than average. Investors should be prepared for wider price swings relative to broader indices. The debt-to-cash ratio suggests meaningful leverage on the balance sheet, a factor worth monitoring if credit conditions tighten. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Ready Capital Corporation's trajectory.