Chicago Atlantic Real Estate Finance, Inc.
REFIReal EstateNASDAQREIT - Mortgage · Last scanned Sep 5, 2026
Scan Results
Daily timeframeChicago Atlantic Real Estate Finance, Inc. operates in the REIT - Mortgage space. Chicago Atlantic Real Estate Finance, Inc. With a market capitalization of $280.6M, it sits in micro-cap territory. operates as a commercial mortgage real estate investment trust in the United States.
Market Cap
$280.6M
Beta
0.34
P/E (TTM)
8.05
P/E (Fwd)
5.70
EPS (TTM)
$1.36
EPS (Fwd)
$1.92
ROE
9.6%
ROA
6.4%
Cash
$13.4M
Total Debt
$140.5M
Free CF
—
52W Change
-23.8%
Annual Financials
Cash vs Debt
Where REFI stands vs its 150-day and 200-day moving averages
As of the September 3, 2026 close, REFI finished 0.09% above its 150-day moving average ($10.87) and 1.00% below its 200-day moving average ($10.99). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is REFI overbought or oversold?
At the September 3, 2026 close, REFI's RSI(14) was 72.0, in overbought territory (above 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Chicago Atlantic Real Estate Finance, Inc. carries $140.5M in total debt against $13.4M in cash reserves — debt is roughly 10.5x the cash position. Managing this leverage effectively will be important for long-term financial stability. ROE of 9.6% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. An ROA of 6.4% suggests reasonable efficiency in deploying the company's asset base. Revenue has been uneven over recent years, ranging from $48.9M to $55.6M.
REFI's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. The debt-to-cash ratio suggests meaningful leverage on the balance sheet, a factor worth monitoring if credit conditions tighten. No single metric tells the full story. Reviewing REFI's risk profile alongside its fundamentals and technical indicators provides a more complete picture.