Chicago Atlantic Real Estate Finance, Inc.
REFIReal EstateNASDAQREIT - Mortgage · Last scanned Oct 24, 2026
Scan Results
Daily timeframePart of the real estate sector, Chicago Atlantic Real Estate Finance, Inc. (REFI) is listed under REIT - Mortgage. The $240.1M market capitalization puts REFI squarely in micro-cap range for its industry. operates as a commercial mortgage real estate investment trust in the United States.
Market Cap
$240.1M
Beta
0.34
P/E (TTM)
6.84
P/E (Fwd)
4.88
EPS (TTM)
$1.37
EPS (Fwd)
$1.92
ROE
9.6%
ROA
6.4%
Cash
$13.4M
Total Debt
$140.5M
Free CF
—
52W Change
-28.9%
Annual Financials
Cash vs Debt
Where REFI stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, REFI finished 14.44% below its 150-day moving average ($10.25) and 15.43% below its 200-day moving average ($10.37). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is REFI overbought or oversold?
At the October 20, 2026 close, REFI's RSI(14) was 18.8, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The company holds $13.4M in cash, though total debt stands at $140.5M. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. ROE of 9.6% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. An ROA of 6.4% suggests reasonable efficiency in deploying the company's asset base. Revenue has been uneven over recent years, ranging from $48.9M to $55.6M.
With a beta below 0.7, Chicago Atlantic Real Estate Finance, Inc. typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. Debt significantly exceeds cash reserves, which means the company's financial flexibility could be constrained during economic downturns. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing REFI.