Repay Holdings Corporation
RPAYTechnologyNASDAQSoftware - Infrastructure · Last scanned Sep 5, 2026
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Daily timeframeHeadquartered within the technology sector, Repay Holdings Corporation focuses on Software - Infrastructure services and products. Repay Holdings Corporation, a payments technology company, provides integrated payment processing solutions that enables consumers and businesses to make payments using electronic payment methods in. The $342.2M market capitalization puts RPAY squarely in small-cap range for its industry. It operates through two segments: Consumer Payments and Business Payments.
Market Cap
$342.2M
Beta
1.83
P/E (TTM)
—
P/E (Fwd)
3.33
EPS (TTM)
$-2.02
EPS (Fwd)
$1.16
ROE
-31.8%
ROA
-0.4%
Cash
$83.7M
Total Debt
$772.8M
Free CF
$61.3M
52W Change
-34.5%
Annual Financials
Cash vs Debt
Where RPAY stands vs its 150-day and 200-day moving averages
As of the September 2, 2026 close, RPAY finished 1.15% above its 150-day moving average ($3.47) and 0.86% above its 200-day moving average ($3.48). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is RPAY overbought or oversold?
At the September 2, 2026 close, RPAY's RSI(14) was 41.3, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
On the balance sheet, RPAY has $83.7M in cash with $772.8M in obligations. The ability to service this debt comfortably depends on continued operational cash generation. Free cash flow comes in at $61.3M, providing flexibility for reinvestment, buybacks, or dividends. Consistent free cash flow generation is often considered a sign of operational health. Return on equity stands at -31.8%, which is negative for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. Revenue has been uneven over recent years, ranging from $279.2M to $309.3M.
A beta of 1.83 means RPAY is more volatile than average. Investors should be prepared for wider price swings relative to broader indices. Debt significantly exceeds cash reserves, which means the company's financial flexibility could be constrained during economic downturns. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Repay Holdings Corporation's trajectory.