Repay Holdings Corporation
RPAYTechnologyNASDAQSoftware - Infrastructure
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Daily timeframeRepay Holdings Corporation, a payments technology company, provides integrated payment processing solutions that enables consumers and businesses to make payments using electronic payment methods in. With a market capitalization of $384.5M, it sits in small-cap territory. It operates through two segments: Consumer Payments and Business Payments.
Market Cap
$384.5M
Beta
1.89
P/E (TTM)
—
P/E (Fwd)
4.10
EPS (TTM)
$-1.99
EPS (Fwd)
$1.06
ROE
-31.8%
ROA
-0.4%
Cash
$83.7M
Total Debt
$772.8M
Free CF
$61.3M
52W Change
-13.7%
Annual Financials
Cash vs Debt
Where RPAY stands vs its 150-day and 200-day moving averages
As of the October 8, 2026 close, RPAY finished 6.72% above its 150-day moving average ($3.57) and 7.93% above its 200-day moving average ($3.53). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is RPAY overbought or oversold?
At the October 8, 2026 close, RPAY's RSI(14) was 43.1, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
On the balance sheet, RPAY has $83.7M in cash with $772.8M in obligations. The ability to service this debt comfortably depends on continued operational cash generation. Annual free cash flow of $61.3M supports ongoing capital allocation decisions and provides a cushion against unexpected expenses or downturns. Return on equity stands at -31.8%, which is negative for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. Revenue has been uneven over recent years, ranging from $279.2M to $309.3M.
With a beta above 1.5, RPAY tends to amplify broader market moves — both up and down. This higher volatility means larger price swings are common. Repay Holdings Corporation carries a heavier debt load relative to its cash position, which introduces financial risk that investors should weigh. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing RPAY.