Repay Holdings Corporation
RPAYTechnologyNASDAQSoftware - Infrastructure · Last scanned Jul 17, 2026
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Daily timeframeHeadquartered within the technology sector, Repay Holdings Corporation focuses on Software - Infrastructure services and products. Repay Holdings Corporation, a payments technology company, provides integrated payment processing solutions that enables consumers and businesses to make payments using electronic payment methods in. The company carries a $357.6M market cap, placing it firmly in the small-cap category. It operates through two segments: Consumer Payments and Business Payments.
Market Cap
$357.6M
Beta
1.83
P/E (TTM)
—
P/E (Fwd)
3.65
EPS (TTM)
$-3.03
EPS (Fwd)
$1.11
ROE
-43.9%
ROA
-0.4%
Cash
$43.8M
Total Debt
$400.3M
Free CF
$45.7M
52W Change
-18.0%
Annual Financials
Cash vs Debt
Repay Holdings Corporation carries $400.3M in total debt against $43.8M in cash reserves — debt is roughly 9.1x the cash position. Managing this leverage effectively will be important for long-term financial stability. Annual free cash flow of $45.7M supports ongoing capital allocation decisions and provides a cushion against unexpected expenses or downturns. ROE of -43.9% points to negative capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. Revenue has been uneven over recent years, ranging from $279.2M to $309.3M.
With a beta above 1.5, RPAY tends to amplify broader market moves — both up and down. This higher volatility means larger price swings are common. Repay Holdings Corporation carries a heavier debt load relative to its cash position, which introduces financial risk that investors should weigh. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Repay Holdings Corporation and its sector.