StoneCo Ltd.
STNETechnologyNASDAQSoftware - Infrastructure
Scan Results
Daily timeframeStoneCo Ltd. provides financial technology and software solutions to merchants and integrated partners to conduct electronic commerce across in-store, online, and mobile channels in Brazil. Valued at $2.71B, STNE is a mid-cap name in its sector. The company provides financial services, including payment, prepayment, digital banking, and credit solutions.
Market Cap
$2.71B
Beta
1.60
P/E (TTM)
4.19
P/E (Fwd)
4.68
EPS (TTM)
$2.66
EPS (Fwd)
$2.38
ROE
30.7%
ROA
7.1%
Cash
$10.23B
Total Debt
$16.41B
Free CF
$2.31B
52W Change
-18.4%
Annual Financials
Cash vs Debt
On the balance sheet, STNE has $10.23B in cash with $16.41B in obligations. The ability to service this debt comfortably depends on continued operational cash generation. Annual free cash flow of $2.31B supports ongoing capital allocation decisions and provides a cushion against unexpected expenses or downturns. Return on equity stands at 30.7%, which is exceptionally high for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. An ROA of 7.1% suggests reasonable efficiency in deploying the company's asset base. Revenue has grown from $4.58B (2021) to $13.40B (2025), reflecting a 193% increase over the period.
StoneCo Ltd.'s elevated beta suggests the stock experiences more pronounced price movements than the overall market, which increases both upside potential and downside risk. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence StoneCo Ltd.'s trajectory.