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UH

U-Haul Holding Company

UHALIndustrialsNASDAQ

Rental & Leasing Services

PriceMA150MA200
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Financials · Annual
Revenue
$6.04B
+3.6% YoY
Net Income
$83.1M
-77.4% YoY
EBITDA
$1.76B
+0.3% YoY
Free Cash Flow
-$1.71B

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About U-Haul Holding Company

Part of the industrials sector, U-Haul Holding Company (UHAL) is listed under Rental & Leasing Services. The $10.69B market capitalization puts UHAL squarely in large-cap range for its industry. It operates through three segments: Moving and Storage, Property and Casualty Insurance, and Life Insurance.

Key stats
Market Cap$10.69B
P/E (TTM)234.38
Fwd P/E12.50
EPS$0.24
Beta1.11
52W Change-11.1%
ROE1.1%
Analysis

On the balance sheet, UHAL has $1.12B in cash with $8.12B in obligations. The ability to service this debt comfortably depends on continued operational cash generation. The company is burning cash, with free cash flow at -$1.71B. This typically occurs when a company is investing aggressively in growth, but sustained cash burn can strain the balance sheet. Return on equity stands at 1.1%, which is modest for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.3% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $5.86B (2023) to $6.04B (2026).

Debt significantly exceeds cash reserves, which means the company's financial flexibility could be constrained during economic downturns. The company is burning cash at the operating level, which is not unusual for growth-phase companies but adds risk if it persists. The elevated P/E ratio means the stock is priced for significant future growth. If earnings disappoint, the price correction could be sharp. No single metric tells the full story. Reviewing UHAL's risk profile alongside its fundamentals and technical indicators provides a more complete picture.

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