UMH Properties, Inc.
UMHReal EstateNASDAQREIT - Residential
Part of the real estate sector, UMH Properties, Inc. (UMH) is listed under REIT - Residential. The $1.34B market capitalization puts UMH squarely in small-cap range for its industry. It contains approximately 27,100 developed homesites, of which 11,200 contain rental homes, and over 1,000 self-storage units.
Market Cap
$1.34B
Beta
0.95
P/E (TTM)
156.90
P/E (Fwd)
92.29
EPS (TTM)
$0.10
EPS (Fwd)
$0.17
ROE
3.2%
ROA
1.9%
Cash
$37.4M
Total Debt
$762.5M
Free CF
$79.0M
52W Change
-7.2%
Annual Financials
Cash vs Debt
UMH Properties, Inc. carries $762.5M in total debt against $37.4M in cash reserves — debt is roughly 20.4x the cash position. Managing this leverage effectively will be important for long-term financial stability. The company generates $79.0M in free cash flow annually, which funds everything from R&D to shareholder returns without needing external financing. Return on equity stands at 3.2%, which is modest for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.9% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $195.8M (2022) to $261.8M (2025), reflecting a 34% increase over the period.
The debt-to-cash ratio suggests meaningful leverage on the balance sheet, a factor worth monitoring if credit conditions tighten. The elevated P/E ratio means the stock is priced for significant future growth. If earnings disappoint, the price correction could be sharp. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing UMH.