Upbound Group, Inc.
UPBDTechnologyNASDAQSoftware - Application
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Daily timeframeUpbound Group, Inc., a technology and data-driven company, provides financial solutions in the United States, Puerto Rico, and Mexico. The $1.29B market capitalization puts UPBD squarely in small-cap range for its industry. It operates through four segments: Acima, Rent-A-Center, Brigit, and Mexico.
Market Cap
$1.29B
Beta
1.79
P/E (TTM)
15.83
P/E (Fwd)
4.66
EPS (TTM)
$1.40
EPS (Fwd)
$4.76
ROE
12.1%
ROA
7.4%
Cash
$98.4M
Total Debt
$1.73B
Free CF
$1.56B
52W Change
-9.3%
Annual Financials
Cash vs Debt
Upbound Group, Inc. carries $1.73B in total debt against $98.4M in cash reserves — debt is roughly 17.6x the cash position. Managing this leverage effectively will be important for long-term financial stability. Annual free cash flow of $1.56B supports ongoing capital allocation decisions and provides a cushion against unexpected expenses or downturns. ROE of 12.1% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. An ROA of 7.4% suggests reasonable efficiency in deploying the company's asset base. Revenue has been uneven over recent years, ranging from $4.25B to $4.70B.
With a beta above 1.5, UPBD tends to amplify broader market moves — both up and down. This higher volatility means larger price swings are common. Upbound Group, Inc. carries a heavier debt load relative to its cash position, which introduces financial risk that investors should weigh. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing UPBD.