Yuanbao Inc.
YBTechnologyNASDAQSoftware - Application
Scan Results
Daily timeframeYuanbao Inc., together with its subsidiaries, provides insurance brokerage and agency licenses services in the People's Republic of China. The company carries a $637.7M market cap, placing it firmly in the small-cap category. The company offers medical, critical illness, accident, property, and pet insurance products.
Market Cap
$637.7M
Beta
—
P/E (TTM)
3.31
P/E (Fwd)
2.80
EPS (TTM)
$4.18
EPS (Fwd)
$4.94
ROE
47.9%
ROA
21.3%
Cash
$4.67B
Total Debt
$4.3M
Free CF
—
52W Change
-49.6%
Annual Financials
Cash vs Debt
The balance sheet looks solid with $4.67B in cash comfortably exceeding the $4.3M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. Return on equity stands at 47.9%, which is exceptionally high for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. Return on assets of 21.3% further supports the picture of efficient asset utilization. Revenue has grown from $850.2M (2022) to $4.37B (2025), reflecting a 414% increase over the period.
With cash comfortably exceeding debt, YB has financial flexibility that may help navigate uncertain periods. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Yuanbao Inc.'s trajectory.