PROG Holdings, Inc.
PRGIndustrialsNASDAQRental & Leasing Services · Last scanned Jul 18, 2026
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Daily timeframePROG Holdings, Inc., a financial technology holding company, provides payment options to consumers in the United States. With a market capitalization of $1.86B, it sits in small-cap territory. The company operates through two segments: Progressive Leasing and Four.
Market Cap
$1.86B
Beta
1.78
P/E (TTM)
12.09
P/E (Fwd)
8.71
EPS (TTM)
$3.84
EPS (Fwd)
$5.33
ROE
17.6%
ROA
13.8%
Cash
$69.4M
Total Debt
$936.1M
Free CF
$1.49B
52W Change
62.3%
Annual Financials
Cash vs Debt
On the balance sheet, PRG has $69.4M in cash with $936.1M in obligations. The ability to service this debt comfortably depends on continued operational cash generation. Annual free cash flow of $1.49B supports ongoing capital allocation decisions and provides a cushion against unexpected expenses or downturns. Return on equity stands at 17.6%, which is strong for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. Return on assets of 13.8% further supports the picture of efficient asset utilization. Revenue has been relatively flat, moving from $2.60B (2022) to $2.41B (2025).
A beta of 1.78 means PRG is more volatile than average. Investors should be prepared for wider price swings relative to broader indices. PROG Holdings, Inc. carries a heavier debt load relative to its cash position, which introduces financial risk that investors should weigh. No single metric tells the full story. Reviewing PRG's risk profile alongside its fundamentals and technical indicators provides a more complete picture.