TransUnion
TRUFinancial ServicesNASDAQFinancial Data & Stock Exchanges
Scan Results
Daily timeframeTransUnion operates as a global consumer credit reporting agency that provides risk and information solutions. At a $15.31B market cap, TransUnion ranks as a large-cap company within financial services. The company operates in two segments, U.S.
Market Cap
$15.31B
Beta
1.54
P/E (TTM)
21.08
P/E (Fwd)
14.25
EPS (TTM)
$3.79
EPS (Fwd)
$5.60
ROE
15.6%
ROA
4.9%
Cash
$839.5M
Total Debt
$5.66B
Free CF
$808.6M
52W Change
-14.8%
Annual Financials
Cash vs Debt
Where TRU stands vs its 150-day and 200-day moving averages
As of the September 3, 2026 close, TRU finished 11.62% above its 150-day moving average ($73.81) and 7.95% above its 200-day moving average ($76.32). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is TRU overbought or oversold?
At the September 3, 2026 close, TRU's RSI(14) was 54.7, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The company holds $839.5M in cash, though total debt stands at $5.66B. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. Annual free cash flow of $808.6M supports ongoing capital allocation decisions and provides a cushion against unexpected expenses or downturns. Return on equity stands at 15.6%, which is strong for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 4.9% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $2.96B (2021) to $4.58B (2025), reflecting a 55% increase over the period.
With a beta above 1.5, TRU tends to amplify broader market moves — both up and down. This higher volatility means larger price swings are common. The debt-to-cash ratio suggests meaningful leverage on the balance sheet, a factor worth monitoring if credit conditions tighten. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence TransUnion's trajectory.