TransUnion
TRUFinancial ServicesNASDAQFinancial Data & Stock Exchanges · Last scanned Oct 26, 2026
Scan Results
Daily timeframeTransUnion operates as a global consumer credit reporting agency that provides risk and information solutions. The $15.61B market capitalization puts TRU squarely in large-cap range for its industry. The company operates in two segments, U.S.
Market Cap
$15.61B
Beta
1.58
P/E (TTM)
21.50
P/E (Fwd)
14.99
EPS (TTM)
$3.79
EPS (Fwd)
$5.43
ROE
15.6%
ROA
4.9%
Cash
$839.5M
Total Debt
$5.66B
Free CF
$808.6M
52W Change
-4.5%
Annual Financials
Cash vs Debt
Where TRU stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, TRU finished 0.10% above its 150-day moving average ($73.05) and 1.47% below its 200-day moving average ($74.21). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is TRU overbought or oversold?
At the October 20, 2026 close, TRU's RSI(14) was 71.8, in overbought territory (above 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
TransUnion carries $5.66B in total debt against $839.5M in cash reserves — debt is roughly 6.7x the cash position. Managing this leverage effectively will be important for long-term financial stability. Free cash flow comes in at $808.6M, providing flexibility for reinvestment, buybacks, or dividends. Consistent free cash flow generation is often considered a sign of operational health. Return on equity stands at 15.6%, which is strong for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 4.9% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $2.96B (2021) to $4.58B (2025), reflecting a 55% increase over the period.
A beta of 1.58 means TRU is more volatile than average. Investors should be prepared for wider price swings relative to broader indices. Debt significantly exceeds cash reserves, which means the company's financial flexibility could be constrained during economic downturns. No single metric tells the full story. Reviewing TRU's risk profile alongside its fundamentals and technical indicators provides a more complete picture.