TransUnion
TRUFinancial ServicesNASDAQFinancial Data & Stock Exchanges
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Daily timeframeTransUnion operates as a global consumer credit reporting agency that provides risk and information solutions. Valued at $14.22B, TRU is a large-cap name in its sector. The company operates in two segments, U.S.
Market Cap
$14.22B
Beta
1.57
P/E (TTM)
20.43
P/E (Fwd)
13.21
EPS (TTM)
$3.61
EPS (Fwd)
$5.58
ROE
15.3%
ROA
4.7%
Cash
$733.1M
Total Debt
$5.68B
Free CF
$749.8M
52W Change
-15.4%
Annual Financials
Cash vs Debt
TransUnion carries $5.68B in total debt against $733.1M in cash reserves — debt is roughly 7.8x the cash position. Managing this leverage effectively will be important for long-term financial stability. Free cash flow comes in at $749.8M, providing flexibility for reinvestment, buybacks, or dividends. Consistent free cash flow generation is often considered a sign of operational health. Return on equity stands at 15.2%, which is strong for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 4.7% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $2.96B (2021) to $4.58B (2025), reflecting a 55% increase over the period.
With a beta above 1.5, TRU tends to amplify broader market moves — both up and down. This higher volatility means larger price swings are common. Debt significantly exceeds cash reserves, which means the company's financial flexibility could be constrained during economic downturns. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for TransUnion and its sector.