Ameris Bancorp
ABCBFinancial ServicesNASDAQBanks - Regional
Scan Results
Daily timeframeAmeris Bancorp operates as the bank holding company for Ameris Bank that provides various banking services to retail and commercial customers. With a market capitalization of $5.69B, it sits in mid-cap territory. It operates through four segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, and Premium Finance Division.
Market Cap
$5.69B
Beta
0.94
P/E (TTM)
13.30
P/E (Fwd)
11.81
EPS (TTM)
$6.36
EPS (Fwd)
$7.16
ROE
11.0%
ROA
1.6%
Cash
$1.35B
Total Debt
$1.03B
Free CF
—
52W Change
37.6%
Annual Financials
Cash vs Debt
The balance sheet looks solid with $1.35B in cash comfortably exceeding the $1.03B debt load. A net cash position generally provides financial flexibility during uncertain economic periods. ROE of 11.0% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.6% is on the lower side, which is common in asset-heavy industries. Revenue has been uneven over recent years, ranging from $1.05B to $1.17B.
Investors considering Ameris Bancorp should weigh the typical risks associated with ABCB's sector, size, and financial profile against their own risk tolerance and investment objectives. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Ameris Bancorp's trajectory.