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Arch Capital Group Ltd.

ACGLFinancial ServicesNASDAQ

Insurance - Diversified · Last scanned May 30, 2026

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Financials · Annual
Revenue
$19.29B
+14.0% YoY
Net Income
$4.40B
+2.0% YoY
Free Cash Flow
$5.28B

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About Arch Capital Group Ltd.

Arch Capital Group Ltd., together with its subsidiaries, provides insurance, reinsurance, and mortgage insurance products in the United States, Canada, Bermuda, the United Kingdom, Europe, and. With a market capitalization of $31.21B, it sits in large-cap territory. The company operates through three segments: Insurance, Reinsurance, and Mortgage.

Key stats
Market Cap$31.21B
P/E (TTM)6.87
Fwd P/E9.02
EPS$13.00
Beta0.33
52W Change-7.2%
ROE21.3%
Analysis

With $3.62B in cash and $2.73B in debt, ACGL maintains more liquidity than leverage. This favorable balance sheet position can be an asset when capital markets become less accommodating. The company generates $5.28B in free cash flow annually, which funds everything from R&D to shareholder returns without needing external financing. ROE of 21.3% points to strong capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 4.6% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $9.61B (2022) to $19.29B (2025), reflecting a 101% increase over the period.

With a beta below 0.7, Arch Capital Group Ltd. typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Arch Capital Group Ltd.'s trajectory.

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