Aegon Ltd.
AEGFinancial ServicesNASDAQInsurance - Diversified
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Daily timeframeAegon Ltd. operates in the Insurance - Diversified space. Engages in the provision of insurance, pensions, retirement, and asset management services in the Americas, the Netherlands, the United Kingdom, and internationally. The company carries a $12.80B market cap, placing it firmly in the large-cap category. It operates through three segments: Distribution, Protection Solutions, and Savings & Investments.
Market Cap
$12.80B
Beta
0.63
P/E (TTM)
12.09
P/E (Fwd)
9.14
EPS (TTM)
$0.70
EPS (Fwd)
$0.93
ROE
10.4%
ROA
0.1%
Cash
$603.0M
Total Debt
$5.41B
Free CF
-$204.5M
52W Change
18.5%
Annual Financials
Cash vs Debt
On the balance sheet, AEG has $603.0M in cash with $5.41B in obligations. The ability to service this debt comfortably depends on continued operational cash generation. Free cash flow is running at -$204.5M, which bears watching. Negative free cash flow can be acceptable during heavy investment periods but needs to improve over time. Return on equity stands at 10.4%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 0.1% is on the lower side, which is common in asset-heavy industries. Revenue has grown from -$21.64B (2022) to $26.86B (2025), reflecting a 224% increase over the period.
With a beta below 0.7, Aegon Ltd. typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. Debt significantly exceeds cash reserves, which means the company's financial flexibility could be constrained during economic downturns. Negative free cash flow means the company is currently spending more than it generates, which may require future fundraising or debt if the trend continues. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Aegon Ltd.'s trajectory.