American Coastal Insurance Corporation
ACICFinancial ServicesNASDAQInsurance - Property & Casualty
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Daily timeframeHeadquartered within the financial services sector, American Coastal Insurance Corporation focuses on Insurance - Property & Casualty services and products. American Coastal Insurance Corporation, through its subsidiaries, primarily engages in the commercial and personal property and casualty insurance business in the United States. Valued at $440.1M, ACIC is a small-cap name in its sector. The company provides structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners.
Market Cap
$440.1M
Beta
-0.48
P/E (TTM)
4.61
P/E (Fwd)
8.54
EPS (TTM)
$2.02
EPS (Fwd)
$1.09
ROE
31.6%
ROA
6.9%
Cash
$235.6M
Total Debt
$152.5M
Free CF
-$50.3M
52W Change
-11.5%
Annual Financials
Cash vs Debt
Where ACIC stands vs its 150-day and 200-day moving averages
As of the September 2, 2026 close, ACIC finished 13.89% below its 150-day moving average ($10.87) and 14.99% below its 200-day moving average ($11.01). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is ACIC overbought or oversold?
At the September 2, 2026 close, ACIC's RSI(14) was 35.2, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The balance sheet looks solid with $235.6M in cash comfortably exceeding the $152.5M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. Free cash flow is running at -$50.3M, which bears watching. Negative free cash flow can be acceptable during heavy investment periods but needs to improve over time. Return on equity stands at 31.6%, which is exceptionally high for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. An ROA of 6.9% suggests reasonable efficiency in deploying the company's asset base. Revenue has grown from $220.8M (2022) to $335.0M (2025), reflecting a 52% increase over the period.
The relatively low beta of -0.48 suggests ACIC is a less volatile holding compared to the broader index. The company is burning cash at the operating level, which is not unusual for growth-phase companies but adds risk if it persists. No single metric tells the full story. Reviewing ACIC's risk profile alongside its fundamentals and technical indicators provides a more complete picture.