Aflac Incorporated
AFLFinancial ServicesNASDAQInsurance - Life · Last scanned Oct 24, 2026
Scan Results
Daily timeframePart of the financial services sector, Aflac Incorporated (AFL) is listed under Insurance - Life. The $60.42B market capitalization puts AFL squarely in large-cap range for its industry. It operates in two segments, Aflac Japan and Aflac U.S.
Market Cap
$60.42B
Beta
0.56
P/E (TTM)
12.96
P/E (Fwd)
15.82
EPS (TTM)
$9.30
EPS (Fwd)
$7.62
ROE
16.9%
ROA
3.1%
Cash
$8.94B
Total Debt
$16.18B
Free CF
$5.15B
52W Change
12.0%
Annual Financials
Cash vs Debt
Where AFL stands vs its 150-day and 200-day moving averages
As of the October 19, 2026 close, AFL finished 3.47% above its 150-day moving average ($115.95) and 4.80% above its 200-day moving average ($114.48). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is AFL overbought or oversold?
At the October 19, 2026 close, AFL's RSI(14) was 72.5, in overbought territory (above 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Aflac Incorporated carries $16.18B in total debt against $8.94B in cash reserves — debt is roughly 1.8x the cash position. Managing this leverage effectively will be important for long-term financial stability. The company generates $5.15B in free cash flow annually, which funds everything from R&D to shareholder returns without needing external financing. Return on equity stands at 16.9%, which is strong for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 3.1% is on the lower side, which is common in asset-heavy industries. Revenue has pulled back from $21.55B (2021) to $17.36B (2025), a 19% decline worth watching.
The relatively low beta of 0.56 suggests AFL is a less volatile holding compared to the broader index. No single metric tells the full story. Reviewing AFL's risk profile alongside its fundamentals and technical indicators provides a more complete picture.