Aflac Incorporated
AFLFinancial ServicesNASDAQInsurance - Life · Last scanned Sep 8, 2026
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Daily timeframeAflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. Valued at $58.76B, AFL is a large-cap name in its sector. It operates in two segments, Aflac Japan and Aflac U.S.
Market Cap
$58.76B
Beta
0.58
P/E (TTM)
12.64
P/E (Fwd)
15.54
EPS (TTM)
$9.27
EPS (Fwd)
$7.54
ROE
16.9%
ROA
3.1%
Cash
$8.94B
Total Debt
$16.18B
Free CF
$5.15B
52W Change
10.3%
Annual Financials
Cash vs Debt
Where AFL stands vs its 150-day and 200-day moving averages
As of the September 2, 2026 close, AFL finished 0.78% above its 150-day moving average ($115.12) and 2.30% above its 200-day moving average ($113.41). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is AFL overbought or oversold?
At the September 2, 2026 close, AFL's RSI(14) was 35.5, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Aflac Incorporated carries $16.18B in total debt against $8.94B in cash reserves — debt is roughly 1.8x the cash position. Managing this leverage effectively will be important for long-term financial stability. The company generates $5.15B in free cash flow annually, which funds everything from R&D to shareholder returns without needing external financing. Return on equity stands at 16.9%, which is strong for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 3.1% is on the lower side, which is common in asset-heavy industries. Revenue has pulled back from $21.55B (2021) to $17.36B (2025), a 19% decline worth watching.
AFL's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Aflac Incorporated and its sector.