Enact Holdings, Inc.
ACTFinancial ServicesNASDAQInsurance - Specialty
Scan Results
Daily timeframeHeadquartered within the financial services sector, Enact Holdings, Inc. focuses on Insurance - Specialty services and products. Enact Holdings, Inc. operates as a private mortgage insurance company in the United States. With a market capitalization of $5.88B, it sits in mid-cap territory. The company engages in writing and assuming residential mortgage guaranty insurance.
Market Cap
$5.88B
Beta
0.50
P/E (TTM)
9.11
P/E (Fwd)
8.46
EPS (TTM)
$4.62
EPS (Fwd)
$4.98
ROE
12.9%
ROA
8.3%
Cash
$549.0M
Total Debt
$744.9M
Free CF
$590.8M
52W Change
18.9%
Annual Financials
Cash vs Debt
Enact Holdings, Inc. carries $744.9M in total debt against $549.0M in cash reserves — debt is modestly above the cash position. Managing this leverage effectively will be important for long-term financial stability. Annual free cash flow of $590.8M supports ongoing capital allocation decisions and provides a cushion against unexpected expenses or downturns. ROE of 12.9% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. An ROA of 8.3% suggests reasonable efficiency in deploying the company's asset base. Revenue has been uneven over recent years, ranging from $1.09B to $1.24B.
The relatively low beta of 0.50 suggests ACT is a less volatile holding compared to the broader index. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Enact Holdings, Inc.'s trajectory.